Best Real Money Online Casinos in NZ 2023

Lily Hunter

If you want to play at the best real money online casinos in NZ, you’re in the right place. We review and rate the best real-money gambling sites so you can compare their features, bonuses and top real money games.

We’ll begin our guide with a hand-picked list of the top NZ online casinos for real money. Plus, we’ll give you all the info you need to sign up and start playing casino games.

Let’s get started with the best real-money online casino sites in NZ right now…

Best Real Money Casinos

Real Money Casinos by the Numbers

🔢 Amount of real money casinos in New Zealand: +200
🏆Top Real Money Casino: Casumo Casino
💰Max Bonus: 10700 NZ$ + 150 Free Spins
🎁 Minimum Deposit: NZ$1
🎲 Gambling Licenses: UKGC, MGA, GBGA
💳 Payment Methods: POLi, PayPal, Skrill, Neteller, Trustly
💱 Accepted Currencies: NZD, USD, EUR

Top 10 Online Casinos for Real Money

At CasinoCrawlers, we are constantly assessing casino sites that allow you to gamble for real money to ensure that we have the best up-to-date recommendations.

We’ve handpicked a few great sites that you should take a closer look at. So, if you want a great real money gambling experience, why not try out these New Zealand casinos below?

Rank Casino Real Cash Bonus Offer Minimum Deposit Real Money Games
1️⃣ Casumo Casino 1200 NZD + 20 Free Spins 10 NZD Roulette, Blackjack, Slots
2️⃣ Jackpot City Casino 1600 NZD 10 NZD Roulette, Blackjack, Slots
3️⃣ Wheelz 800 NZD + 100 Free Spins 10 NZD Poker, Roulette, Blackjack, Slots
4️⃣ BetSofa 3000 NZD + 144 Free Spins 30 NZD Poker, Roulette, Blackjack, Slots
5️⃣ Club Riches 2000 NZD + 100 Free Spins 15 NZD Roulette, Blackjack, Slots
6️⃣ SkyCity Online Casino 100 NZD + 70 Free Spins 20 NZD Roulette, Blackjack, Slots
7️⃣ Jackpot Village 2300 NZD + 75 Free spins 20 NZD Roulette, Blackjack, Slots
8️⃣ PlayOJO Casino 6000 NZD + 200 Free spins 20 NZD 20 NZDRoulette, Blackjack, Scratchcards, Slots
9️⃣ Wild Tornado Casino 1000 NZD + 100 Free spins 20 NZD Roulette, Blackjack, Slots
🔟 King Casino 300 NZD + 100 Free Spins 20 NZD Roulette, Blackjack, Scratchcards, Slots

How We Rank the Best Real Money Online Casinos in NZ

When creating our guides and online casino reviews, the team at CasinoCrawlers conducts a deep analysis of several areas relevant to a high-performing, safe online casino. We never recommend a casino to players in New Zealand if it doesn’t adhere to our strict criteria below:


Of course, no NZ online casino is worth recommending if it fails to offer an extensive range of casino games. From online slots like Mega Moolah to table games, we ensure that all casino sites we recommend have game titles to suit every player’s needs.


The best online casino for real money in New Zealand should offer various promotions. From welcome bonus offers to free spins, we rate casinos much higher if there are an array of bonuses that players can get their hands on.


The Return to Player (or RTP percentage) is significant when you play real money pokies. The RTP is an indicator of how much you can win from a specific game. Generally, anything higher than 90% is good, but those closer to 95% or above are even better.

Pokies generally offer the best RTP. This is excellent news for New Zealanders who love to give the pokies a spin or two. And for table games, the lower the house edge, the better it is for you.


An online casino platform should always offer a safe experience for players. The best casinos should have features like SSL encryption for payment methods, player verification checks, and licenses from legitimate gambling bodies.


A New Zealand casino online should offer a mobile app for players to gamble on the go. Even if a casino doesn’t have an app, we rate casinos that prioritise a user-friendly experience for mobile users, allowing you to access and enjoy games via your mobile browser.

How to Get Started at a Real Money Online Casino

If you've never played at New Zealand online casinos before, getting started can be tricky. Fortunately, gambling for real money at online casinos is straightforward, especially if you use our step-by-step guide below. Here are some useful pointers to consider before you get started playing at online gambling sites in New Zealand.
Estimated time needed: 00:04 Tools needed: Laptop, tablet or smartphone Supply needed: Real money
Choose a Secure and Trustworthy Casino
Choose a Secure and Trustworthy Casino The first (and arguably most important) step is choosing the best online casino the play at, one that suits your intentions as a player. Browse our list of the top online casinos for real money in NZ and choose the one that fits your requirements and objectives the most. Step 1
Registering an Account Before you can start playing, you'll need to create an account with the online casino platform you're using. This involves signing up using your name and email address and entering your date of birth. Depending on the requirements of the online casino, you may also have to submit supporting documents such as a government-issued ID. Step 2
Picking a Payment Method Now you have an account, it's time to start playing! You'll have to deposit money using your preferred payment method. Select one of the options at the casino. Step 3
Making a Deposit Decide how much money you want to deposit. Some casinos reward deposits with hefty deposit bonuses, so consider this when you add money to your account. If you're a first-timer, we recommend starting with the minimum deposit amount. Step 4
Enjoy the casino action
Enjoy the casino action! You're now ready to gamble online! Find your favourite casino game and start playing. Step 5

Types of Real Money Online Casinos in NZ

There are many different online casino NZ sites where you can gamble for real money. Below are five of the most popular types of real money casinos for Kiwi players.

Quick payout casinos

You’ll likely want to find an online casino that offers quick withdrawals when playing for real money. Fortunately, many fast-payout casinos exist. By playing at these sites, you can win and withdraw your winnings on the same day.

Mobile online casinos

Due to the high volume of mobile users, casino software providers offer mobile-compatible games. This makes it easy for operators to offer mobile casino apps. You can now play at top casino sites by downloading an app from the App or Google Play Store.

Live casino sites

The rise of live casinos gives players a chance to win money through playing real-time casino games. Usually, NZ online casino sites will have an area dedicated to live gambling. Check out some of the excellent live casino games by the likes of Evolution Gaming.

High payout casinos

The best payout casinos offer high payout rates and have games with great RTP rates. Casinos with payout percentages of 95% or more are usually considered high-payout casinos. Take a look at our list of top paying casinos for more info on these sites.

New online casinos

Many new real money casinos are appearing in NZ. While some seasoned casino players are hesitant to try out newer casinos, these usually offer some of the best games, features, and payout rates. At new online casinos, you are also more likely to enjoy great bonuses.

real money online casino

Playing for Free at a Real Cash Online Casino

At the best online casino NZ sites, you can play free demo versions of popular games if you don’t want to immediately jump into playing real money games.

Many online casinos offer free poker, blackjack, and baccarat games. Not only do these games let new players learn the rules, but they also enable existing gamblers to brush up on their skills.

Unfortunately, you won’t be able to win real money if you only play free games at NZ online casino sites, as you’ll need to play the real money options available.

Real Money Games

The choice is vast when it comes to the range of online casino games on offer at real money casinos. The best online casinos will offer a range of table games, live dealer games, and of course, online pokies.

You can find a game to suit your tastes at virtually all New Zealand casinos.


Arguably the most popular online casino game in New Zealand, online pokies are just as popular as their offline counterparts. Pokies often have the highest RTP of casino games, making them a great option if you want to win real money.

Pokies come with different numbers of reels and various themes. Some well-known online slots include Starburst and progressive jackpots like Mega Moolah.

Other popular online casino slots include:

Table Games

While online pokies are the most played game in New Zealand, table games are also popular with NZ punters. Fortunately, real money casino sites offer a large array of table games from poker to blackjack. You’ll find numerous variants of these popular table games online from different software providers.

Below, we’ve gone into more detail about the best table games at online casinos for real money, so you can find games that suit your interests.


Another one of the most popular real money casino games is poker. New Zealand players can play video poker games that run on RNG (Random Number Generator) software or live dealer games.

There is plenty of variety when it comes to poker online. Online casinos allow you to play games including Texas Hold’Em, Omaha High, High Low Chicago, and Five Card Draw.

If you’ve never played online gambling games like poker before, you’ll appreciate that most casinos offer free poker games. The free games allow you to practice strategies and get a feel for the game before you play for real money.


If you enjoy the thrill of playing real money casino games, then roulette is an excellent option. Available at most online casinos in New Zealand, you can make bets on the roulette wheel and enjoy potentially large winnings.

The rules of roulette are simple, making this an excellent game for beginners. Even though roulette is a game of chance, there are several strategies that online casino players can employ to increase their chances of winnings.

You’ll be able to find popular variations like French, American, and European roulette at the best real money casinos in NZ.


Without fail, you’ll find plenty of blackjack games at a real money gambling site. From Classic blackjack to the European version of the game, you can play virtually any title and potentially win real money.

Like poker, you can play RNG blackjack games or live versions. Fortunately, RNG versions of the game have high RTP (Return to Player) percentages, meaning you have a good chance of winning.

There is some skill involved when it comes to playing blackjack. However, most online casino sites offer demo versions of the game so you can practice. Unfortunately, you can’t win real money by playing free gambling games.


This popular card game has a few variants, all of which you can find at online and land-based casinos. The game has many rules, so if you want to win real money, it is worth learning the rules and practising strategies beforehand.

It is worth remembering that the odds are in the casino’s favour when it comes to baccarat. Therefore, we don’t recommend wagering large bets if you’ve never played this game.


You’ve probably heard of it being popular with seniors, but of the best online casino games is bingo.

This game of chance requires no skill, which is one reason why it is so popular. After buying a card online, RNG software will reveal numbers. If these numbers are on your card, they will be marked off, and you’ll win if you get a line of numbers!

Bingo is a pretty safe bet if you want to play a low-risk casino game and potentially win real money.

Live Casino Games

We’ve briefly mentioned live casino games in several previous sections. You can play against other players and real dealers in real time via video links. New Zealand online casinos collaborate with software providers to stream these games from casinos and studios worldwide.

Many players prefer playing live games at online casino sites because the game’s outcome doesn’t rely on computer software. You can play popular games such as poker, blackjack, and roulette.

Unfortunately, it isn’t possible to play live slot games.

Pros & Cons of Real Money Online Casinos

Playing for real money at NZ online casinos has plenty of advantages. However, it isn't all sunshine and rainbows. So, let's go over the pros and cons of playing at a casino for real money:


  • There's the potential to win large amounts of money
  • Real money casinos have plenty of promotions like welcome bonuses and free spins offers
  • Real money casinos offer more exciting games than "free to play" casinos


  • You can lose money at real money casinos online too
  • There is more at stake with real money, hence you can become more stressed out
  • You have to be more observant about the payment methods, as when you win real money, you need to get them out!

Real Money Online Casino Bonuses

When you play at an online casino for real money, you’ll come across many bonus offers. Bonuses are great accompaniments to real money gambling since they can increase your chances of winning and give you a great headstart at online casinos.

You can find several different types of casino bonuses at real money casinos.

We’ve put together some information on the most popular promotional offers so you can learn more about each.

Welcome bonuses

Almost every online casino offers a welcome bonus. Real-money gambling sites usually give new players free money or a number of spins for slot games.

With the welcome bonus, you will usually be limited to playing specific game titles. Moreover, you’ll have to complete wagering requirements to withdraw bonus winnings.

Deposit bonuses

A deposit bonus can be a type of welcome bonus. For example, when you first deposit at a real money casino, the site may match your deposit to a certain percentage. This is a great online casino bonus if you want a lot of money to begin playing at a new online casino platform.

No deposit bonuses

One of the less common online casino promotions is a no-deposit bonus. Sometimes, casinos for real money will offer no-deposit bonuses to attract players to their sites.

No-deposit offers are essentially free money; however, you can also get no-deposit free spins bonuses. The downside to no deposit welcome bonuses is that strict playthrough requirements are usually attached.

You’ll need to complete these wagering requirements before being able to withdraw any of your bonus winnings.

Free spins

You can usually claim free spins as a welcome bonus or as a random reward every once in a while.

Free spins are fantastic since they often allow you to play progressive slots like Mega Moolah or other new titles.

The best thing about free spins is that slots have the highest RTP of any casino game. This means, that by using free spins, you may be able to win a lot of real money without spending any of your own cash!

When looking to play online, keep your eyes peeled for free spins on offer, as free spins can sometimes make a big difference.

Reload bonuses

A neat real-money online casino bonus is the reload bonus. If you’ve suffered some losses while gambling, the casino will off you this bonus so you can start playing again.

A reload bonus is great if you don’t want to risk any more of your own money but want to continue playing online casino NZ games.

Cashback bonuses

Finally, what would a real money online casino be if it didn’t offer cashback bonuses?

With this offer, you can regain a percentage of your casino losses. This bonus is great if you’ve suffered significant losses and want to try and win back some of your money.

Sticky bonuses

Sticky bonuses are different from regular bonuses. With a sticky bonus, you cannot withdraw any winnings you make from it. So, while you can use it to play games, the casino will always remove the sticky bonus amount when you cash out your account winnings.

For example, if you claim a $200 sticky bonus, this money will never truly be yours. If you end up with a winning balance worth $500, the $200 sticky bonus will be deducted, meaning you’ll only be able to withdraw $300.

It isn’t always clear whether a bonus is sticky or not. Therefore, you must read the terms and conditions carefully, especially since sticky bonuses are often the most lucrative with large cash offerings.

Loyalty bonus

Most real money casinos have loyalty or VIP programs for high rollers who have played at the casino for a long time. If you are fortunate enough to join a VIP program, you’ll receive regular loyalty bonuses such as free spins, free cash, or entry into tournaments.

You can also receive offline rewards like prizes and even free vacations!

Terms and conditions

With every real money casino bonus comes terms and conditions.

These terms usually consist of the following:

You need to read the T&Cs before claiming a bonus because you may find out that you can only win a certain amount of money. Furthermore, you may be limited to playing certain games that have low RTPs and aren’t games you’d usually play.

Wagering requirements also dictate how much of your own money you must spend to withdraw any bonus winnings.

real money casino bonuses

Real Money Deposit and Withdrawal Methods

When you’re playing at an online casino for real money, you’ll want to ensure that there are reliable payment methods available for deposits and withdrawals. The best New Zealand online casinos will allow you to make transactions using a variety of secure methods.

Some deposit and withdrawal methods are better than others.

Below, we’ve compiled a list of our favourite transaction methods for real-money online gambling.


Paysafecard is a popular deposit option at NZ and international online casinos. This pre-paid payment option allows you to load a certain amount of money onto the card, which you can then use to deposit at online gambling sites.

There are a couple of benefits to using Paysafe. The first advantage is that the card is not linked to your bank account, meaning you can keep your banking information private.

Secondly, you can ensure you don’t exceed your gambling limit by using a Paysafecard since each card can only hold up to a certain amount.

The only major downside to Paysafecard is that you cannot withdraw your online casino winnings onto it. Fortunately, there are plenty of other withdrawal options at online casinos in New Zealand.

Instant bank transfer

A bank transfer is a safe and secure way to send money to and from your casino account. Many online casino sites accept wire transfers for deposits, and the money usually arrives in your account within a day.

However, it can take a little longer to send your casino winnings to your bank account via wire transfer. The casino, and your bank, run several checks to ensure there is no occurrence of fraud.

Due to these checks, receiving your money can sometimes take around five business days if instant bank transfers are not an option.

Even at instant withdrawal real money casinos, bank transfers are notoriously slow. So, if you’re looking for a super speedy payment method, wiring money to and from your bank account may not be the best option.

POLi payment

If you want to deposit money fast to play online casino games, then POLi is a great option. POLi is an exclusive payment method for Australian and New Zealand casino players.

By using POLi, you can send money from your bank account to the casino without entering any sensitive bank details. POLi acts as the middle-man, cutting out the need for time-consuming wire transfers.

As with many other popular deposit methods at real money casino sites, you cannot withdraw your winnings using POLi.

Mastercard and Visa

Almost every casino online will accept Mastercard and Visa payments. Visa and Mastercard are the two most popular payment merchants in the world, which is why they are a great option for playing at an online casino.

Best of all, Mastercard and Visa both have safety procedures to protect your payments and ensure that your money is secure. You can use Mastercard and Visa debit and credit cards for both deposits and withdrawals.


Many online casinos accept PayPal since it is an internationally recognised e-wallet and transfer platform. Not only can you deposit at real money casinos using PayPal, but you can also make instant withdrawals.

If you play casino games online and win big, you’ll be able to receive your winnings that same day.

If you want to keep your online gambling activity private, then PayPal is a great payment option to use. While it is linked to your bank account or a card, it doesn’t alert your bank when you make payments to online casinos.

The only thing to remember if you use PayPal is that the company has certain policies regarding using the e-wallet for gambling. You can only make deposits and withdrawals from approved casino sites.

Fortunately, all of the sites on our list of the best online casinos for real money are PayPal-friendly.


Cryptocurrency is a popular payment option beginning to appear at real money casinos in New Zealand. Players can now deposit and withdraw using Bitcoin or Ethereum, sending and receiving money instantly.

To make deposits and withdrawals using crypto, all you need to know is your and the casino’s crypto wallet address. Then, you simply enter this information when transferring money.

There are usually no fees associated with crypto transfers, which is great news for New Zealand players who use cryptocurrency for online transactions.

Currencies Available in New Zealand Online Casinos

Most Kiwis tend to play at offshore real money casinos where many currencies are accepted. As the New Zealand Dollar isn’t the most commonly used gambling currency, this signifies it may be necessary for New Zealanders to exchange their money before they start playing. The best online casinos accept the currencies listed below, as well as several others.

The Legitimacy of Online Casinos in New Zealand

There is some confusion among New Zealanders regarding NZ gambling laws. The 2003 New Zealand Gambling Act governs all gambling in the country, so technically, it is illegal to gamble in the country.

However, New Zealanders can:

Since offshore casinos are based outside New Zealand’s jurisdiction, they don’t need to follow the country’s rules regarding gambling. To ensure you only play at the best real-money online casinos, you need to find one with a license from a verified regulatory body.

Some of the best casino licenses come from the authorities below:

UK Gambling Commission

One of the most well-respected gambling authorities is the UK Gambling Commission (UKGC). A license from this body indicates that a real money casino site operates fairly and follows strict rules and regulations.

The UKGC doesn’t just give licenses to casino sites; it also tests online casino software regularly and offers casinos guidance on how to treat players. It’s important to note that it’s only UK citizens that can play at UKGC casinos.

Malta Gaming Authority

Another respectable gambling body is the Malta Gaming Authority (MGA). Any real money casino site with a license from the MGA is trustworthy. You can double-check that a casino claiming to have an MGA license is legitimate by checking the licensee register on the official MGA website.

Kahnawake Gaming Commission

An online casino site with a license from the Kahnawake Gaming Commission (KGC) must operate from within the Mohawk Territory of Kahnawake in Canada. A license from the KGC is very reputable, given that the body has been operating since 1996 and is considered an expert in the casino industry.


eCommerce and Online Gaming and Assurance (eCOGRA) was established in 2003. Unlike the other organizations on our list, it specialises in testing and authenticating online casinos and casino software.

For example, eCOGRA checks the RNG and RTP of games to ensure fairness to players when they gamble at a casino online with real money. If you see that a casino has undergone testing by eCOGRA, you can rest easy knowing that it’s a safe place to play.

Customer Support at NZ Online Casinos

An essential aspect of real money casinos in NZ is customer support. A sign of any great casino is one that heavily invests in customer service and ensures that players have the best gambling experience possible.

With that in mind, the best gambling sites should offer great customer service so that you can always find help if you have any issues.

We always look for support service features like live chat, email support, and a comprehensive FAQ page.

The experts at CasinoCrawlers also test out the support services to ensure that there are fast response times and that the information provided is useful and relevant.


Real Money Online Casinos FAQ

What does "real money casino" mean?

A real money casino is a gambling site you can play online and potentially win real money. You'll often need to deposit a minimum amount of your own money at these sites before you can make bets.

Do online casinos accept players from New Zealand?

Although online gambling is technically illegal in New Zealand, players can gamble at offshore casinos for real money. Players can usually gamble using NZD or convert their money into another currency.

Is it safe to play at real money casinos?

Assuming you choose a licensed casino, you'll be safe. Casinos with licenses from top bodies must follow strict rules and regulations like using SSL encryption to process transactions.

Is it legal for NZ players to play on real money casinos?

Yes, but only on offshore casinos that hold a valid license in another jurisdiction. The only form of online gambling that is legal in New Zealand is betting on horse racing.

Can I win real money at online casinos?

Yes, you can win real money by playing at online casinos.

How do I claim a welcome bonus at a real money casino?

When you sign up at an online casino, you will be able to claim your welcome bonus after registration. However, some casinos may require you to input a bonus code, which you can find on the casino's promotional page.

Do I pay taxes on my online casino winnings in New Zealand?

No. If you live in New Zealand and play on offshore casinos, you won't need to pay taxes on your winnings. However, if you're a professional gambler (e.g. you earn a living through gambling online and offline), you'll need to pay personal income taxes on profits you make at real money online casinos as this is considered personal income.

Is it possible to play for real money at an Australian online casino?

If you live in New Zealand, you'll be limited to the local casinos. Fortunately, you can play at offshore casinos, which include Australian online casinos. When playing at Australian casinos, you can often play in NZD and use local payment methods like POLi

What is the best online casino that pays real money?

It depends on what you value the most. If it is big bonuses, fast payouts, good customer support or a huge game selection. We have listed what we think are the best options for NZ players.

Lily Hunter
Lily Hunter
Casino Content Specialist
78 Articles
235 Reviews

Lily, a Casino Content Specialist, has amassed an impressive wealth of experience in the iGaming industry for well over a decade. She infuses this experience with each review, casino guide, and blog post. She spends her time playing titles like Mega Moolah and Starburst when not writing or spending time with her family in Auckland.

Read more about the author » Best Real Money Online Casinos in NZ 2023
Last updated: 28/11/2023