Mastercard Casinos: Benefits, Drawbacks, and The Best Mastercard Casinos in 2024

Olivia Kim

Whether you are a seasoned player or a newcomer looking for the perfect Mastercard casino, we’ve got you covered. Mastercard is one of the most widely accepted payment methods in the online gambling industry, and it’s easy to see why.

With its fast and secure transactions, Mastercard makes it easy to fund your online casino account and start playing your favourite games.

In this guide, we’ll give you all the information you need to know about online casinos that accept Mastercard.

Best Mastercards Casinos

What is Mastercard and What are Mastercard Casinos?

Mastercard is a global financial services provider that offers businesses, governments, and consumers all over the globe payment processing services and solutions. With more than 2.6 billion Mastercard-branded credit and debit cards in use worldwide, you can safely say they’re a big name in the finance world.

More than 200 nations and territories are served by Mastercard, which processes transactions in more than 150 different currencies.

Mastercard offers a range of financial services and products, including mobile payments, digital wallets, and credit, debit, and prepaid cards.

It so happens that one of the services that Mastercard offers is in the online casino business, which has cemented MasterCard online casinos as a favourite across the world. To put it simply Mastercard casinos are just online casinos that accept Mastercard.

How to get a Mastercard?

Don’t have a MasterCard? Don’t stress, just follow these easy steps and you’ll have your hands on one in no time!

1. Choose a Mastercard issuer

There are many banks and financial institutions that issue Mastercards. You can compare the features, benefits, fees, and interest rates of different Mastercard issuers to choose the one that suits your needs.

2. Apply for a Mastercard

Once you have selected a Mastercard issuer, you can apply for a Mastercard by filling out an online application form or visiting a local branch of the issuer. You will need to provide your personal information, income details, and other relevant information as part of the application process.

3. Wait for approval

The Mastercard issuer will review your application and decide whether to approve or decline your application. If approved, you will receive your Mastercard in the mail within a few days.

4. Activate your Mastercard

Once you receive your Mastercard, you need to activate it by following the instructions provided by the issuer. You may also need to set up a PIN for your Mastercard.

5. Use your Mastercard

You can use your Mastercard to make purchases, pay bills, withdraw cash from ATMs, and more. Make sure you use your Mastercard responsibly and pay your bills on time to avoid fees and interest charges.

How to Make a Deposit at Casinos with Mastercard?

To make a deposit at a Mastercard casino, simply follow these steps to ensure a safe and fun gambling experience:

  1. Create you account at the casino of your choice.
  2. Head over the the cashier page of the casino.
  3. Choose Mastercard as your deposit method.
  4. Enter all details needed and the exact amount you want to deposit.
  5. Wait for the transaction to be completed.
  6. Enjoy your favourite casino games with your deposit and a bonus if you choose one.

How to Withdraw Money from Casinos with Mastercard?

To withdraw money from the casino you need to visit the cashier page and then follow the steps below:

  1. Log in to your casino account and locate the cashier or withdrawal section. This is where you can initiate the withdrawal process.
  2. Choose Mastercard as your preferred withdrawal method from the available options. If it’s not listed, you may need to consider an alternative withdrawal method.
  3. Provide the required information, which usually includes the amount you wish to withdraw and the card details, such as the card number, expiration date, and CVV code.
  4. Double-check all the provided information before confirming the withdrawal request. Make sure the amount is accurate, and the card details are entered correctly.
  5. Wait for processing: The processing time for withdrawals varies between casinos. It can range from a few hours to several business days. Check the casino’s terms to see their estimated processing time.
  6. Check your bank account to ensure that the money has been wired.

Is it safe to use Mastercard at an Online Casino?

Yes, Mastercard uses the same transfer technology as your bank, so you can trust Mastercard like you trust your bank.

What you should be aware of is the encryption that the online casino uses, e.g. check if the online casino employs robust payment security measures, such as Payment Card Industry Data Security Standard (PCI DSS) compliance.

PCI DSS is a set of security standards that helps protect cardholder data during transactions. You should also familiarize yourself with the policies of your Mastercard issuer regarding online gambling transactions. Some card issuers may have restrictions or additional security measures in place for such transactions.

Why Use Mastercard Casinos at Online Casinos

There are 3 main reasons that you should use your Mastercard at an online casino. First of all Mastercard is one of the most widely accepted payment methods at online casinos. It is supported by a large number of reputable gambling platforms, giving you a broader range of options when it comes to choosing an online casino.

Another important feature of Mastercard is their security measures. Mastercard implements robust security measures to protect your transactions and personal information. They employ technologies like encryption and fraud monitoring systems to ensure the safety of your funds and data.

Finally, you may benefit from additional purchase protection features. These could include chargeback rights, dispute resolution mechanisms, and fraud protection policies, which can provide an extra layer of security in case of any issues with your transactions.

Pros and Cons of Mastercard Casinos

Due to the ubiquity of the MasterCard as an internationally recognised payment method, the pros and cons of the Mastercard casino are well documented.

Here are some pros and cons you should know before you head on over to one of the casinos we've listed here.


  • Accepted Almost Everywhere
  • Advance Security Measures
  • Instant Processing
  • Rewards Programs


  • Some Casinos Charge Fees
  • At Times Withdrawal Restrictions
  • Withdrawal Process Times Can Be Long

Limits, fees and costs associated with Mastercard

We’ve exhaustively researched Mastercard limits, fees and additional hidden costs to bring you the full lowdown on this casino payment method. Some of these are well known by Mastercard holders – such as a fee when withdrawing from an ATM using a Mastercard credit card. But some of you may not know the ins and outs of using Mastercard at New Zealand online casinos. So, let’s rectify that right now…

Is there a deposit limit and what are the fees?

Most online casinos in New Zealand enable you to deposit within the limits set up by Mastercard. Therefore, you will find that minimum deposit limits at NZ casinos to be between NZ$5 and NZ$25. As for the upper limit, that’s largely down to whatever limits you’ve setup with your bank or app that supplied your Mastercard in the first place. To find out more, you can contact your online banking service and enquire about the maximum deposit amount.

There are fees attached to all credit card transactions. However, it is down to the online casino to decide whether or not these fees are passed onto the player. Most of the best Mastercard casinos will not add fees to deposits. But there are a few low minimum deposit casinos that will. Also, it’s worth noting that you will be charged for converting from one currency into another.

Is there a withdrawal limit and what are the fees?

Withdrawal limits and fees are largely similar to the deposit side of things. So, again, the minimum withdrawal amount will be set by the online casino – the same being true of whether or not any fees will be waived by the casino. And, just like deposits, Mastercard casino withdrawals will come with poor exchange rates and/or additional fees when changing currencies into NZD.

Other limits and fees

The majority of debit cards or prepaid cards from Mastercard do not have any monthly fees or other hidden costs. Though, if you have an overdraft linked to your Mastercard debit card, then do watch out for monthly charges for going overdrawn. Then, there are lots of charges if you do not pay off your Mastercard credit card within 30 days.

The longer you leave it, the more fees you will accrue. However, if you pay everything off within 30 days, there will be zero interest added. One other thing to note is that some gold, platinum and diamond Mastercards will have enormous limits and other benefits such as cashback but there will be a monthly charge too.

mastercard casino

Features and apps

We scoured the Mastercard website and other sources to bring you all the info you need on features and apps. You’re welcome! Below, we will cover the most important aspects of these.


It’s often said that credit cards offer more protection than debit cards. And that is largely true because banks can instantly block stolen credit cards or issue a chargeback that’s been misused. The latter is essentially a forced refund issued by Mastercard when there has been an erroneous payment. This is always handled through your bank or online payment service.

Another key safety feature of Mastercard is that you can use two-factor authentication through third party apps to further protect your information. Setting up Face ID or Touch ID to authorise Apple Pay payments, for example, means that your card details are never revealed to an online casino (or any other online business). Plus, your biometric details are incredibly difficult to hack!

Mobile apps

Mastercard doesn’t have a customer-focused app of its own. Instead, you can link your Mastercard to other apps and use it that way.

For example, eWallets and online banking services such as PayPal, Google Pay and Apple Pay enable you to save your Mastercard details and then pay for things online with a single click. This dramatically speeds up online payments with Mastercard credit and debit cards. Plus, as well as being super convenient, the two-factor authentication built into these apps also keeps your Mastercard details safe and secure.

And, of course, you can use any of these apps at top Mastercard online casinos in NZ.

How to Get Started at a MasterCard Casino Site

The advantages of playing at a MasterCard gaming website are well-known to many punters. However, choosing a MasterCard casino platform from the many options accessible presents difficulties.

The following advice can be helpful if you need some assistance getting began at a MasterCard casino.

Estimated time needed: 00:05 Tools needed: CasinoCrawlers Casino List Supply needed: Time
casinocrawlers mastercard casino list
Pick a Casino Pick a trustworthy online casino that accepts Mastercard as a form of payment from one of our many options listed above. Step 1
Create a Casino Account
Create a Casino Account Create a profile at the online casino. You will be required to submit some private data, including your name, email address, and birthdate. Step 2
make a deposit
Make a Deposit Enter your Mastercard information (number, expiration, 3 Digit Number) linked to your bank account to make a deposit after registering. To do this, go to the cashier or banking page of the casino and choose Mastercard as your payment option. Step 3
wager and win casino crawlers
You're Good to Go! After you've done all this, you should be ready to play. Have fun and remember to always gamble responsibly. Step 4
Bonus Step - T&Cs - casino crawlers
Bonus Step - T&Cs Make sure to read the casino's terms and conditions carefully before you start playing. This will give you an idea of the casino's rules, including any wagering requirements and withdrawal limits. Step 5


Mastercard does not have a KYC procedure as this is done when your bank is issuing the card to you.

How do we Rate the Best Mastercard Casinos?

Mastercard is one of those payment methods that you’ll find essentially everywhere you go, also in the digital world of gambling. The team at Casinocrawlers checks that the Mastercard casino pass a rigorous selection process that is based on a few key facets every quality casino must have.

Here is a list of the criteria that an Mastercard casino on our website must meet.

As you might have guessed, this is the critical factor that an online casino must have.

Every one of the Mastercard casinos listed here will allow you to carry out three essential processes. The first is the online casino Mastercard withdrawal process, which will allow a player to collect their winnings.

Online casino Mastercard deposits are equally fundamental. However, the most important thing we look for is the Mastercard casino sites that allow you to do both, meaning that your payment method is consistent throughout your entire experience playing casino games.

To function legally and offer legit services to customers, online casinos need licenses. Licenses guarantee that online casinos adhere to a set of guidelines created to safeguard customers and stop unlawful practices like fraud and money trafficking.

As a result, a license gives online casinos credibility and validity while also ensuring that they adhere to the law, are highly transparent, and are accountable to their clients.

Therefore, it’s a must for a Mastercard casino on this page. We get excited about licenses from international bodies such as MGA (Malta Gaming Authority) or UKGC (UK Gambling Commission)

We carefully review the terms and conditions in order to make sure the online casinos we suggest are transparent about their stance on your privacy.

We keep these online casinos far from any of our rankings because there are some of them that don’t provide clear conditions and don’t respect your privacy.

sheep reading mobile casino rules

To allow you to bet on all of your preferred slot machines and card games, Mastercard casinos should provide a wide selection of games. With pokies, gaming tables, and a live dealer option, we make sure the casino has a decent selection of games.

World-class game development companies like Microgaming, NetEnt, Evolution Gaming, etc. must also power these titles.

A quality style and simple navigation are essential for an online casino. Our list includes the best Mastercard casinos that work hard in these areas in regard to the user experience, making sure it’s the best it can be.

There should be no issues using the platform, and the homepage should include links to key sections. Simply put, it should be a harmonious, well-connected experience across the board.

Since everyone enjoys casino bonuses, we only include casinos on our list that provide the best welcome bonuses and a handsome deposit bonus.

A welcome bonus is a fantastic method to increase your overall earnings and enjoy some free spins or turns on your favourite casino games. We only include casinos with the finest promotional offers, as some welcome bonuses are better than others.

You might encounter difficulties while participating in an online casino and need assistance to get back on track. An efficient customer support staff is crucial in this situation.

Only participate at casinos that offer customer service channels like phone, email, and live chat.

Visit our page about how we rate casinos if you want to learn more about the process regarding rating a casino.

Mastercard Inc. Company Information

Mastercard Inc. is the second largest payment processing cooperation in the world. Their main product is payment solutions of debit, credit, prepaid and commercial payment programs. Mastercard was founded in November 1966 and their headquarters is placed in New York.

Mastercard Inc. is owned by their shareholders and has 29.900 employees as of 2022. Their products are available in more than 210 countries and serve consumers, small and medium businesses, public sectors and governments, large enterprises and banks and credit unions. The current CEO is Michael Miebach.

Yes, Mastercard is legal to use in New Zealand and the card is issued by many New Zealand banks.

Does Mastercard disclose information to New Zealand tax authorities?

As your mastercard is connected to your bank account, it’s your bank that might disclose information the tax authoritites. If you interested in knowing whether your bank take such action, you should contact your own bank for more information on this subject.

Responsible gambling

Gaming can easily become compulsive and have a negative impact on many facets of your life. Because of this, internet casinos must instruct users on responsible gambling and foster an environment that supports it.

We highly encourage responsible online gambling, and the online casinos we suggest have a page for players to help them with information about how to gamble in a safe and healthy manner when they play online. You can learn more about this subject on our page about responsible gamling.


Overall, using Mastercard as a payment method at an online casino can be a convenient and secure way to fund your account and enjoy your favourite casino games. Mastercard is one of the most well known and transparent payment methods around the globe, which is why the Casinocrawlers teams also recommend using this payment method.

One of the downsides is that Mastercard doesn’t have an app, but most banks and probably yours as well will have an app, which solves the problem. If you bank doesn’t issue Mastercard we suggest that you research the possibility to change your bank and thereby giving yourself the opportunity to obtain a Mastercard so you can play at a Mastercard Casino.


Mastercard Casinos FAQ

Can Mastercard be Used for Online Gambling?

Absolutely! In fact, you'll find that essentially all of the best online casinos out there will most likely accept MasterCard, due to the fact that so many people use it as an everyday payment method.

Is The Mastercard Withdrawal Casino Process Easy?

Most online casinos that we recommend here that accept MasterCard will have a seamless process in which you can use your debit card or credit card to both make MasterCard casino deposits and withdrawals, without having to change your payment method.

Are Mastercard Casinos Safe?

You'll find most online casinos that accept MasterCard among a range of other verified payment methods will generally be quite legit, as reputed payment providers will not want to associate their name with a dodgy online gambling site.

Can Online Casino Players Gamble With A Credit Card?

In theory, you can carry out online casino transactions with a credit card at top MasterCard casinos, however, you'll also find that a lot of credit card providers will not be too thrilled with the use of credit card funds for this purpose.

Olivia Kim
Olivia Kim
Tech & Payments Expert
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Olivia is an experienced researcher and writer interested in everything relating to Tech and Payments. Olivia is a skilled software developer and uses her IT and programming skills to write accurate content about technical aspects and iGaming tech.

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