Online Baccarat: The Best Online Casinos with Baccarat 2024

Noah Adams

Baccarat players in New Zealand can enjoy an excellent online baccarat casino experience and play free and real money games at some of the best gambling sites in the industry. We’ve compiled a list of the top baccarat online casinos so that you can play James Bond’s favourite casino game on a secure and licensed platform.

You’ll also learn how to play baccarat and the different bets and strategies.

We’ve even listed information about bonuses you can claim when playing baccarat online. Let’s get started…

Best Casinos with Baccarat

Baccarat Online Casino Rules: Overview

Before playing casino baccarat online, you need to learn the game’s rules. Fortunately, baccarat is relatively easy to play since the rules are pretty simple.

Here’s an overview of baccarat rules:

How to Find Online Baccarat & Play

Once you have a basic understanding of the rules, you can start to play baccarat online. Here’s how to get started at an online baccarat casino:

online baccarat

How We Choose the Best Baccarat Online Casinos

Many online casinos offer baccarat games, so how do we separate the best gambling sites from the rest? The CasinoCrawlers team assesses casinos using the criteria below to ensure that only the top baccarat casinos earn a spot on our recommended list.

Baccarat Games

First and foremost, various baccarat games should be available, including Chemin de Fer, Punto Banco, and Baccarat Banque. Casinos should offer games from well-known developers such as Microgaming and NetEnt and free online baccarat games.


If you’re gambling for real money and making cash deposits at a casino, you want to ensure your money is safe. The best online casinos have encryption to protect transactions and player information. The privacy policy should also be clear and protect players.

Mobile Compatibility

You should be able to play real money baccarat on your mobile phone and your computer. We ensure that casinos offer apps or allow you to access the gambling platform via your mobile device’s browser.

Payment Options

To be able to join an online baccarat game, you need first to make a deposit. Casinos should offer plenty of payment options so New Zealanders can easily fund their accounts. We look for Kiwi payment methods like POLi and e-wallets, including Neteller.

Casino Bonuses

You should be able to claim and use a casino bonus to heighten your experience when playing baccarat games. Our team always ensures that players, both old and new, can get cash bonuses which they can use to make baccarat bets.

Customer Service

If you run into payment issues at a casino or need help with something else, you’ll be able to contact the customer support team. A baccarat casino should offer first-rate customer service, including a live chat, email support, and a detailed FAQ page.

Top 3 Baccarat Online Casino Sites

Whether you want to play video or live dealer baccarat, you can do so at one of the casinos listed below. You’ll find great baccarat games from some of the best software providers in the business at these online baccarat casinos.

888 Casino

4.00 / 5


  • Wide selection of online casino games.
  • Impressive sports betting platform.
  • Rewarding VIP program.
  • Casino mobile app.
  • Engaging and immersive website design.


  • Absence of live chat support.
  • UK players cannot claim certain bonuses or promotions.

Why Play Baccaratat 888 Casino

Five baccarat games are available at 888casino, including titles like First Person Dragon Tiger and First Person Top Card from Evolution Gaming. At 888casino, you can also enjoy a host of other benefits like new player bonuses and free games.

Cash bonus with 1st deposit 1000 $
Free Spins with 1st deposit 0
Wagering requirements 40x / 0x
Terms and conditionsTerms and conditions apply. Play responsibly | 18+

LeoVegas Casino

4.0 / 5


  • Multiple welcome bonuses to choose from
  • An excellent mobile casino experience
  • Live casino and sports betting options are available
  • Loyalty program with great rewards
  • Great customer casino support


  • Slow verification and registration process
  • Promotions can be confusing to understand
  • Limited options for cryptocurrency deposits

Why Play Baccarat at Leo Vegas

If you’re looking for a wide choice of real-money baccarat games, then LeoVegas is a great option. At this casino, you can play popular casino games, including Japanese Speed Baccarat and Live Fortune 6 Baccarat. With frequent promotions available, you can claim bonus cash and increase your chances of winning.

Cash bonus with 1st deposit 500 NZ$
Free Spins with 1st deposit 50
Wagering requirements 20x / 20x
Terms and conditionsTerms and conditions apply. Play responsibly | 18+

Betstro Casino

4.0 / 5


  • Impressive games catalogue
  • Excellent bonuses and promotions
  • Licensed by Malta Gaming Authority


  • Low number of software providers
  • No mobile app is available

Why Play Baccarat at Betstro

Betstro is an excellent option for the largest range of options for live casino games. It offers many live baccarat games with dealers from all over the world, including Marina Casino Baccarat and Punto Banco by Evolution. Not only can you enjoy baccarat at Betstro, but you can play many other casino games and even participate in sports betting.

Cash bonus with 1st deposit 200 €
Free Spins with 1st deposit 0
Wagering requirements 30x / 0x
Terms and conditionsTerms and conditions apply. Play responsibly | 18+

Online Casino Baccarat Bonuses

Casino bonuses are a great way to help you win big when playing online baccarat. Not only do they give you extra cash, but bonuses exist for specific baccarat games and can introduce you to new variants you may otherwise not have tried. Here are some of the bonuses you can find at online baccarat casino sites:

Live Baccarat Online Casino

You’ll be able to play live baccarat games, and RNG (Random Number Generator) versions at an online live casino. Online baccarat live dealer games are streamed from a live studio with a real dealer. You can see the actual dealer over a live stream and talk to them in the chat. There may also be other players who join in on the same game.

You’ll likely need to pay a hefty entrance fee when you play at a live dealer baccarat online casino. Therefore, you must have enough money before embarking on live dealer casino games for real money.

Since live baccarat games also take place in real-time, you’ll need to ensure that you fully understand the game’s rules before playing. There is an added level of pressure when playing live games, meaning it is vital that you make well-informed bets and understand what you’re doing.

Online Casino Baccarat Games

There are plenty of online casino baccarat variants available at internet casinos, meaning you can enjoy variety when gambling online. Here are some of the most common baccarat games you’ll find online.

Punto Banco

This version of baccarat is played with six decks of cards. This game version follows the classic rules outlined below and is an excellent variation for beginners.

Chemin de fer

In this version of baccarat, players compete against one another instead of against the banker. Players take turns being the banker, and at the start of each round, the banker sets aside the money they are happy to risk. The other players then take turns making bets; however, if their bet exceeds the banker's set aside money, the banker can block it.

Since players can only bet on the side of the banker or player, the person who made the largest wager will be selected to represent the rest of the players.

Baccarat Banque

In this version of the game, a new banker is chosen at the start of each round. There are 3 decks of cards used in this variant, and the banker deals three hands. The player can then bet on the left-hand or right-hand side deck or both. They cannot bet on the third hand, which only the dealer can bet on.

Dragon Tiger

In Dragon Tiger, only 1 card will be dealt per hand. Players can either bet on the side of the Dragon or the Tiger, and when the cards are revealed, one of these sides will win. Unlike other versions of baccarat, players can make side bets, such as whether the hands will be Big or Small.

Mini Baccarat

If you're looking for a low-stakes casino game, Mini Baccarat is a great option. The game is also faster-paced and uses 8 decks instead of 6 on mini-baccarat tables. However, the betting options remain the same as in standard baccarat.

Live dealer baccarat

If you're a fan of live casino games, you can play real-time baccarat variants. Live casino games are often more fast-paced and allow players to use a baccarat strategy in a life-like casino setting.

Free Online Casino Baccarat

Before playing baccarat for real money, we recommend you play a baccarat demo or free-mode games. Free baccarat games allow you to learn the rules without risking any money. Although baccarat is a relatively simple game, it’s still a good idea to know the rules in a free baccarat game before you start risking real money.

There are many websites where you can play free online baccarat casino games. You can play demo versions at the casinos on our list above or at the game developer websites. Unfortunately, you’ll be unlikely to play live dealer games for free.

Real Money vs Free Online Baccarat

You can gamble for real money or play for free when playing baccarat online. There are pros and cons to doing both. First, the main advantage of playing with real money is that you can win big, unlike in free mode when you can’t win anything. Moreover, real money games are often more exciting since you risk real money, unlike when you play a demo version of the game.

You’ll also be able to play live dealer baccarat if you gamble with real money. You’ll need to pay an entry fee and meet minimum bet amounts so that you can participate in a live game. There are also many bonuses that you can use when gambling with real money, and these can help boost your wagers and increase your winning chances.

Of course, there are benefits to playing free games. Free games allow you to learn the rules and practice strategies if you’ve never played at an online baccarat casino before. If you’re on a budget, you can also play baccarat for free without spending any money.

Betting Options at an Online Baccarat Casino

Before a baccarat game starts, you need to make your bet. You can make a player bet, a banker bet, or a tie bet.

If you bet on the player, then you are betting against the dealer and hoping the player will have the winning hand. A banker bet means you’re betting on the side of the dealer. In the case of a tie bet, you wager that both the player and the banker will get the same hand value.

Betting odds and house edge

Each bet has different odds, which refers to the likelihood of the bet winning. The baccarat house edge and payout also vary depending on your bet. The house edge refers to the casino’s advantage over the player, and the payout is what you receive if you win:

Some casinos allow side bets, letting players make bets on other outcomes besides the three listed above. However, it depends entirely on the casino and the game variant you play; making a side bet in a baccarat game is pretty uncommon.

When you’re playing baccarat for real money, you’ll need a good deposit and withdrawal method at your disposal. Fortunately, online baccarat casino sites accept many payment methods popular with New Zealanders.

Some payment options available at casinos include Neteller, Skrill, POLi, MuchBetter, Visa, Mastercard, and bank transfers. You can even find Bitcoin payments, which is excellent news if you want to play Bitcoin baccarat games.

Depositing funds at an online casino is a relatively straightforward process that takes next to no time. Just follow the instructions at the casino cashier to add money to your account. When making withdrawals, you’ll need to enter your payment method details and potentially wait a few working days before you receive your winnings.

Mobile Casinos & Apps to Play Online Baccarat

The great thing about gambling at an online baccarat casino is that you can play on various platforms. Thanks to the advent of mobile casino sites and apps, you can gamble on your computer, smartphone, or tablet.

If you want to play baccarat on your mobile, you can download a free baccarat app from the Google Play Store or the App Store and install the application onto your phone. Using an app, you can easily make deposits and bets, all with just a few taps.

You can also play on your mobile phone without downloading a baccarat app. Instead, you can type in the casino URL in your browser’s address bar and gamble like you would on your computer.

Baccarat Casino Online RTP

While the house edge indicates how much the casino will keep from player bets over time, the RTP demonstrates how much money players receive from a game. RTP stands for Return to Player and is a percentage that can help you find the game that frequently pays out winnings to players.

Every baccarat game will have a different RTP, depending on the software provider that has created the game. However, as a rule of thumb, we recommend that you try to play games with an RTP of 85% or more. For example, if you find a game with an RTP rate of 94%, then it’s likely that for every $100 that players spend, they will receive $94 back.

While the RTP is a great guiding figure in choosing a game based on payouts, it isn’t a definitive percentage. The RTP is hypothetical since it is entirely up to chance whether players win or not.

New Baccarat Sites

New casinos always appear, but many players don’t want to play at these sites. For some New Zealanders, new casino sites can be risky to gamble at. Others prefer to stick with casinos they have gambled at for a long time.

It’s always worth trying out new casinos for several reasons. First, new baccarat casinos will often have the latest baccarat games from leading providers. This means you’ll be able to try out new titles and see if you like them.

Another reason you should take a chance on new casinos is that they often have excellent bonuses for new players. You can sign up, take advantage of these promotional offers, and use the cash bonuses to play baccarat for free.

Baccarat Game Developers

There are many software developers providing games to online casinos. However, not all game companies offer baccarat games. Here are the three most popular developers delivering baccarat online casino games:

Evolution Gaming

At almost every casino site, you'll find baccarat games from Evolution. This company has been creating games since 2006 and offers various live baccarat games, including Golden Wealth Baccarat Live and Live Lightning Baccarat.


Since 1999, PlayTech has been creating incredible casino games, including various baccarat titles. It specializes in offering live games such as Live Speed Baccarat and Live Japanese Squeeze Baccarat.

Pragmatic Play

Although Pragmatic Play is better known for its online slot machines, it also produces excellent baccarat titles. Thanks to Pragmatic Play, you can play many live versions of the game at multiple casino sites, including LeoVegas.

How to Win at a Baccarat Online Casino

There’s no better feeling than a baccarat win. We want all players to win when gambling online, so here are our betting tips so that you can land a big win when playing baccarat online.

Bet on the banker

If you want to win in baccarat, the best bet is to bet on the banker. Baccarat odds for banker bets are higher than player bets or tie bets, meaning you are more likely to win if you bet on a banker.

Set a budget

Before the start of a baccarat game, set a budget. You don’t want to lose too much money if you lose several hands. Managing your bankroll ensures you play more responsibly and helps you focus properly on your goal of winning big.

Play demo games first

You need to learn the game’s rules before gambling with real money. Take advantage of free games so that you can experience all outcomes and put strategies to the test without risking your money.

Use a welcome bonus

If possible, use a welcome bonus. With a sign-up bonus, you will have more money to make bets, increasing your chances of winning. Just read the terms and conditions first, so you don’t claim a bonus with outrageous wagering requirements.

Online Baccarat Casino Strategies

Although baccarat is chance-based, you can employ some strategies to ensure you beat the house edge and win.

💡 Avoid the tie bet

An excellent strategy is avoiding the house edge, which means not making tie bets. These bets have the lowest odds and the highest house edge, which means they are not worth betting on (unless you’re feeling lucky!)

💡 Always bet on the banker

The bet offering the best odds is the banker bet. If you want to ensure you have the most chances of winning, then always betting on the banker is an excellent way to do so. The odds are in your favour, so you should eventually win by adopting this winning method.

💡 Paroli

This betting system isn’t for the fainthearted since it involves increasing your bets each time in anticipation of a win. When you’ve won three times in a row, you’ll return to the first step of the system. With the Paroli system, bets increase according to the 1-2-4 rule (e.g. the first bet is $1, the second is $2, and the third is $4). Learn more about the Paroli system by watching this videoYouTube - Paroli Betting System #

💡 1-3-2-4

This is a low-risk betting system that aims to reduce your losses. Should your first two bets win, you walk away with a profit, even if you lose the last two bets. If you win your first bet of $1, you’ll make your next bet $3. In the event this bet is successful, you progress to the next step and make a bet of $2. If this wins, you bet $4 and then go back to the start if the $4 bet wins.

If you lose at any stage during the betting system, return to the original bet ($1) and restart the system.

Important Baccarat Terms

You’ll hear many different terms when playing a baccarat game. Below is a list of the essential baccarat terminology you need to know.

Security at an Online Casino with Baccarat

Whenever you’re betting online with real money, you must ensure that the gambling platform you use is safe and secure. Fortunately, most online casinos offer a range of features to protect players.

Firstly, the best baccarat casinos are licensed by leading organizations like the Malta Gaming Authority and the UK Gambling Commission. These casinos also use SSL encryptionCloudflare - What is SSL? #
 for all transactions, meaning your money and banking data are secure.

When playing baccarat games, you can ensure they are safe and not rigged in several ways. Firstly, make sure the games come from top developers who hold licenses. Secondly, if you’re playing video baccarat games, make sure these use Random Number Generators to ensure the results are random and fair.

Casinos we don’t recommend

Unfortunately, there are various casinos we don’t recommend playing at. Here are three casinos you should avoid if you want an easy baccarat gambling experience:

Grand Fortune

Questionable Practices

Multiple reports of players not being paid what's owed to them

Reports of players being threatened by casino

CoolCat Casino

Reports of players not receiving winnings

Poor customer service

Unethical Practices

Grand Reef

Misadvertising of games

Lack of customer service

Players unable to claim promotional offers

A Brief History of Baccarat

Baccarat is believed to have been created in the 1400sWikipedia - Baccarat #
 by an Italian man named Felix Falguiere. The game then spread to France, and it was extremely popular with nobility during the reign of King Charles VIII. From there, the game was introduced in England and eventually spread to the rest of the world, including the USA.

As the baccarat game spread worldwide, the original rules changed, and many different variants appeared in casinos, such as Chemin de Fer and Punto Banco baccarat.

Nowadays, you can play online baccarat games at many casinos online. There are also live dealer baccarat games if you want a real-life gambling experience from the comfort of your home.

Online Baccarat – Conclusion

If you’re ready to play baccarat online and put your betting strategies into practice, make sure you check out Casinocrawlers’ list of recommended casinos in this guide. We’ve found the best casinos offering baccarat games so that everyone, from beginners to advanced players, can enjoy a fun gambling experience with great bonuses.


Baccarat FAQ

Can you play baccarat online for real money?

Yes. All of the casinos we've listed above feature real money baccarat games that you can enjoy.

Where can I play baccarat online for money?

You can play baccarat for real money at various casinos across the internet. Some of these casinos include Betway, LeoVegas, and Casumo.

Is online baccarat legal in NZ?

Yes, you can legally play baccarat online in New Zealand. However, you'll need to play at an offshore casino that isn't located in New Zealand itself.

Is baccarat a skill game?

No, baccarat is mostly a game of luck. The cards are drawn randomly, so you cannot bluff or use similar techniques to win.

What is the best bet in baccarat?

The best bet in baccarat is the banker's bet since it has winning odds of 45.8%.

Is baccarat rigged?

If you play an RNG baccarat game or a game at a live casino, you can ensure that the game is fair and not rigged.

Can you count cards?

You can count cards in baccarat. However, the dealer may 'burn' the first few cards of the pack to put off cheaters.

What is the best baccarat game for beginners?

For beginners, we recommend playing Punto Banco or Mini Baccarat since these games' rules are similar to the classic version of baccarat.

Noah Adams
Noah Adams
Senior Content Editor
106 Articles
0 Reviews

Noah is the senior content editor at CasinoCrawlers and a writer with many iGaming articles under his portfolio. Therefore, he is skilled at writing bonus guidelines, gambling strategies, and casino reviews. During his spare time, he enjoys playing Call of Duty and is a huge rugby fan.

Read more about the author » Games » Online Baccarat: The Best Online Casinos with Baccarat 2024
Last updated: