Apple Pay Casinos: How It Works, and All the Best Apple Pay Casinos in NZ 2024

Olivia Kim

Apple Pay casinos are becoming more and more popular in New Zealand. And that’s because Apple Pay is a super safe, secure and quick online casino payment method – it enables you to get money into your online casino account within seconds!

Today, then, as well as exploring our list of the best Apple Pay casinos in NZ, we show you how the payment method works, how to find top apple pay casinos and the main pros and cons of online casinos that accept Apple Pay payments.

You will also find our list containing all the best Apple Pay casinos in New Zealand.

Best Apple Pay Casinos

What is Apple Pay and What Are Apple Pay Casinos?

Apple Pay is a digital wallet or eWallet that can be linked to a debit card or bank account easily. Apple Pay enables users to make quick transactions to pay for goods and services. To do this, it uses a combination of technology built into iOS devices such as the iPhone and iPad. This includes NFC technology and, for authorizations, biometric details recognised through FaceID, TouchID and OpticID.

It can also be used on Apple’s macOS desktop and laptop devices.

Since its launch, the number of top NZ online casinos that accept Apple Pay has grown. That means Kiwis rocking iPhones, iPads and/or macOS devices can make Apple Pay deposits at many NZ online casinos and gambling sites. In fact, NZ casino players can use the Apple Pay payment option to make quick and safe deposits at casinos with no transaction fees. Plus, Apple Pay payments can be completed in just a few steps and only take a few seconds.

Using this digital wallet payment method at casinos, you do not need to provide sensitive bank account information, contact information, or credit card information. Apple Pay transactions are just as safe as conventional payment methods, thanks to fingerprint, facial and retina recognition, which verify your payments using unhackable personal biometric data.

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Learn how to use our list of Apple Pay casinos



How to Make a Deposit at Casinos with Apple Pay?

Depositing at an Apple Pay casino only takes a few taps to fund your account. While the payment service’s initial setup requires a few extra steps, depositing at gambling sites that accept Apple Pay is easy.

Here are the basic steps for making an Apple Pay casino deposit:

  1. Log into your casino account and go to the cashier
  2. Choose the deposit money option and select Apple Pay
  3. Enter the amount and authorise the payment on your device
  4. Wait a few moments for confirmation of successful payment
  5. Starting playing all your favourite online casino games

How to Withdraw Money from Casinos with Apple Pay?

When it comes to casino withdrawals, Apple Pay isn’t an option.

In most circumstances, you can withdraw funds via bank transfer or to another e-wallet like PayPal. So, you’ll need to go to the Apple Pay online casino’s cashier section and look for different withdrawal options.

Is it Safe to Use Apple Pay at Online Casinos?

Apple Pay casinos provide Kiwi players with improved security compared to almost any other payment option available to them. Apple does not save your financial information on its own systems.

Moreover, the Apple Pay gambling site won’t see any transactions directly linked to your debit card or bank account – just that your online casino payments came from your Apple Pay Wallet. Here are the other reasons which make Apple Pay casinos safe for players.


It’s hard to find an Apple Pay casino with no valid license from one of the best licensing authorities in the gambling industry. For example, you’re likely to be playing at an online casino licensed by the Malta Gaming Authority (MGA) or another reputable licensing body. If you come across an unlicensed casino, we don’t advise playing at it. Official licenses help you choose online casinos that have passed certain checks and meet country-specific regulations.


Any casino worth playing at should have undergone an audit by an independent gambling authority. Although casinos without an audit are still worth using, we recommend finding an Apple Pay casino that has been audited to ensure that all the games you use are fair. For example, if you see that an Apple Pay casino NZ has been audited by eCOGRA, then you know that the RTP and house edge statistics for your favourite casino games are accurate.


It’s essential that the Apple Pay casino you play at uses high standards of encryption. This is especially the case when making an Apple Pay casino deposit. Playing at fully encrypted online gambling sites will ensure that all your payments are private and secured by advanced technology. This makes it extremely hard for malicious actors to view and potentially steal your personal and financial details. All of the best Apple Pay casino sites are fully encrypted.

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Why Use Apple Pay at Online Casinos?

There are various reasons why you might choose Apple Pay online casinos over sites that use alternative payment methods. First and foremost, we would say that the security features of Apple Pay are second to none. On top of that, it’s dead easy to make deposit money at an online casino with this payment method.

The only real downside to the payment method is that Android and Windows users are locked out – though there are some alternatives there!

Let’s cover the main advantages and disadvantages of playing at an Apple Pay casino site:

Pros & Cons: Apple Pay

Using Apple Pay to make casino deposits has a lot of advantages in terms of the security it offers. That's why it is fast gaining popularity among gamblers. However, there are still a few downsides to using Apple Pay, which we've covered below.


  • Your personal and financial information remains private
  • Apple biometric authentication is protected
  • There are no charges
  • Transfer timings are quick
  • Zero fees


  • Withdrawals are not possible
  • Not all casinos accept Apple Pay
  • Only apple users can use Apple Pay

Limits, Fees and Costs Associated with Apple Pay

One of the most appealing aspects of using Apple Pay at an online casino is the total lack of additional fees for using the service. This means (unless the casino is ripping you off) that you will be able to add money to casinos that accept Apple Pay at no additional expense.

However, it’s worth pointing out that the casino may impose fees for withdrawals via other payment methods. Read on to find out about any additional casino fees you may encounter.

Is There a Deposit Limit and What Are the Fees?

Aside from the fact that NZ online casinos rarely charge deposit fees, Apple Pay also does not. This is a significant benefit for those who don’t want to pay extra to deposit at a casino. Plus, using Apple Pay as a deposit method means you are only restricted by your bank account transfer limits. However, it’s always worth checking this with the online casino support team.

Currency Conversion

Apple Pay does not convert currencies to and from New Zealand Dollars. Instead, your bank does this on its own. So, when purchases get charged to your card via Apple Pay, your bank will apply the same conversion rate as if you used your actual card in any of the best Apple Pay online casinos. Therefore, we advise playing at online casino sites that accept NZD deposits.

Is There a Withdrawal Limit and What Are the Fees?

Apple Pay cannot be used for online casino withdrawals. Therefore, there are no fees associated with withdrawing via Apple Pay. However, as you will have to use an alternative payment method for withdrawals, it’s best to check the casino’s payment page for more info.

Features and Apps

As mentioned, the technology behind Apple Pay is next level. What’s more, the way in which Apple Pay is seamlessly integrated into the Apple Wallet app makes it a breeze to use.


The main features of Apple Pay that are relevant here are the robust security protocols.

First of all, your payment information is stored on a separate chip in your iOS device that even Apple cannot access.

Second, the use of unique biometric data from your fingerprints, face or retina means that no one can use your Apple Pay account. Therefore, you are always in full control over which payments get authorised.

And thirdly, any online casino that accepts Apple Pay won’t see your financial details. All they know is that the payment came from Apple Pay. Nice!

Mobile App

Everything takes place from within the Apple Wallet app. Here, you can safely store your bank cards, plane tickets and more. And if you’re paying for something in a physical store, you don’t even need to open the app at the checkout. The Wallet app will automatically pop up in the background when it’s time to pay and you’re near a contactless card reader device. From there, you simply hold a button and then engage TouchID, FaceID or OpticID to authorise the payment.

What’s more, you can add a new card by using the camera app. Speaking of which…

How to Sign Up at Apple Pay

Apple Pay works on iPhones, iPads, Macs, Vision Pro and Apple Watch. The Wallet app that uses Apple Pay will be installed on compatible devices. From there, you simply open the Apple Wallet app and follow the onscreen instructions. Signing up for Apple Pay is dead easy, look…

Estimated time needed: 00:06 Tools needed: InternetCasinoCrawlers' list of Apple Pay CasinosiOS Device Supply needed: Money
apple pay
Open Apple Wallet Download and/or open the Apple Wallet app. Follow the onscreen instructions to add your credit and/or debit cards. Step 1
apple pay
Add Debit Cards There are two ways to add cards. The easiest way is to use your camera to capture your card info. Step 2
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Add money Add money to your card if needed. Step 3


Apple doesn’t require you to complete a Know Your Customer (KYC) procedure. After all, your bank will already have done all such checks when issuing you with a bank account and debit card.

However, the majority of online casinos that accept Apple Pay will have their own KYC checks. This is nothing to worry about. At its most basic, it is simply a case of proving your identity with a scan/photo of your passport or driver’s license, then proving your home address in New Zealand with a copy of a recent utility bill dated within the last three months.

How We Rate the Best Apple Pay Casinos

There are many aspects involved when we rate online casinos that offer Apple Pay. What makes one the best Apple Pay casino compared to another is a complicated set of variables.

However, here is a list of all the things that top Apple Pay sites need to check off one by one…

You can find out more about how we rate casinos via our complete guide to casino reviews.

apple pay casino

Apple Pay Casino Bonuses & Promotions

Although there aren’t many Apple Pay casino bonuses available at casinos right now, you can still find standard welcome bonuses at the best online casinos. You can find an array of bonuses at Apple Pay casinos, including sign-up bonuses, no deposit bonuses, cashback offers, reload bonuses, and free pokies.

Best of all, after you’ve been a dedicated member of an Apple Pay casino for a while, the casino will likely reward you with VIP bonuses or add you to a loyalty program. This allows you to receive more significant bonuses, win rewards like free holidays and be entered into pokies competitions to win large jackpots and other prizes.

About Apple Pay as a Company

Apple Pay was launched by Apple CEO Tim Cook in 2014. It appeared alongside the launch of the iPhone 6 and iPhone 6 Plus. And even though Apple was beaten to the punch (by three years) by Google Pay, Apple Pay is the more recognisable of the two brands across the world. Since its launch, Apple users have embraced the payment technology en masse. And it’s this ubiquity that has given all the online casino Apple Pay sites the green light to set up shop.

Apple itself needs no introduction, of course. The first trillion-dollar company (and the first two-trillion-dollar company, but who’s counting at that stage) is based in Cupertino, California. The company’s biggest hits came from visionary former CEO Steve Jobs. These include the Mac, iPod, iPhone, iPad, Apple Watch and Vision Pro. The brand is famous for seamlessly blending top-of-the-range software and hardware into one coherent whole.

Yes, Apple Pay can be used by Kiwis at Apple Pay casino sites, at other online retailers and in physical stores. All you need is a bank account and a debit or credit card to get going. And, of course, you need to be over the age of 18 to be able to gamble legally in New Zealand.

Does Apple Pay Disclose Information to the Tax Authorities?

In a word, no. Apple Pay acts as an intermediary between your registered debit cards and/or bank accounts. Plus, your payment info is stored on your device so that even Apple cannot access it. Therefore, it would only be your bank that would disclose any information to tax authorities. However, it is perfectly legal for Kiwi players to engage in online gambling via offshore casino and sportsbook sites. What’s more, gambling is tax-free in New Zealand, so you won’t pay tax on winnings. This is all laid out in the New Zealand Income Tax Act 2007.

Responsible Gambling

While you cannot block gambling payments directly through Apple Pay or Apple Wallet, there are alternative methods. First of all, the bank that issues your cards should have such features. Contact them directly if you’re unsure about how to do this.

In addition, most online casino Apple Pay sites offer various ways to reduce or eliminate gambling should you so desire. These tools include ways to limit deposits, game time or overall losses, or even self-exclude entirely. Responsible gambling is an important subject for Casinocrawlers and if you want to expand your knowledge you should read our page about responsible gambling.

Apple Pay and Online Betting

Online betting has become extremely popular in New Zealand, and we’re now witnessing the arrival of cutting-edge payment systems like Apple Pay. You can now use your phone or any other Apple device to make a payment at an NZ betting site, all by using Apple Pay.

Since Apple Pay is linked to your most used bank accounts and credit cards, players can easily make small or large bets on their phones without entering additional payment information.

Mobile Apple Pay Casinos

Nowadays, if you want to play online casinos, your mobile device is one of the best methods. Mobile casinos are propping up in NZ since more people are using their smartphones to wager big and turning away from traditional desktop casinos. The best casino operators offer mobile apps for Android and Apple iOS, the latter of which accepts Apple Pay transactions, of course.

With the rise of Apple Pay, it’s now even easier to deposit, play, and win money all from your phone. Mobile online casinos are popular and provide responsive games, live-streamed table game studios, and video versions of poker, roulette and blackjack. Plus, using Apple Pay at New Zealand mobile casinos is simple because you never have to leave your iPhone or iPad.

Apple Pay Online Casinos Verdict

In New Zealand, gamblers can quickly utilise Apple Pay to make deposits at any online casino. All Apple Pay online casinos listed on our site are among the best online gambling sites in New Zealand. As you’ve seen, Apple Pay is a safe and secure e-wallet that enables you to make a casino deposit and begin playing immediately.

However, this mobile payment method is only available to Apple device users. Plus, the system is restricted to selected regions and not all casinos accept Apple Pay as a payment method. Fortunately, we’ve found those that do.

Check out our list of casino recommendations above and find the one that suits all of your needs!


Apple Pay Casinos FAQ

Can I use Apple Pay at all gambling sites?

While the number of NZ online casinos that accept Apple Pay is growing, it's not available everywhere. However, more and more casinos are accepting this payment type due to its popularity with gamblers. We expect to see more and more Apple Pay casinos in the future.

Is it safe to use Apple Pay at casinos?

Yes, it is safe. Firstly, Apple Pay uses advanced security measures to keep your information safe. In fact, even Apple has no access to your payment information stored in Apple Pay. Moreover, the casinos we recommend on our list employ security measures to protect users.

Can I withdraw my winnings via Apple Pay?

No, you cannot withdraw money from your casino account with Apple Pay. You can only use Apple Pay to fund your casino account at this time. However, you can withdraw your online casino winnings to the debit card or bank account that is linked to your Apple Pay Wallet.

Are there fees for using Apple Pay casino sites?

No, there aren't any fees for using Apple Pay casinos. One of the most appealing aspects of using Apple Pay at an online casino is that neither the casino nor Apple imposes any charges for using the service. This makes Apple's payment method superior to some other eWallets.

How do I get an Apple Pay account?

It's a straightforward process and Apple has gone to great lengths to get more users onboard. Simply add a debit card or bank account to your iPhone's Wallet app to get started with Apple Pay. Follow the onscreen instructions after first loading the Wallet app to get set up fast.

Olivia Kim
Olivia Kim
Tech & Payments Expert
32 Articles
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Olivia is an experienced researcher and writer interested in everything relating to Tech and Payments. Olivia is a skilled software developer and uses her IT and programming skills to write accurate content about technical aspects and iGaming tech.

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