Online Scratchies NZ for Real Money in 2023

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Online scratchies are some of the most popular games among New Zealanders. Instead of going out to a shop to buy physical scratch cards, you can easily play scratch cards online and find out within seconds if you’ve landed a jackpot win.

To help you have the best scratch online card experience, we’ve found the best casinos offering scratch cards from top game providers. We’ve also discussed how online scratchies work and the pros and cons of playing them.

Stick around if you’re a fan of scratch card games and want to start playing them online.

The best casinos offering scratchies

What are Online Scratchies?

Online scratchies are the virtual form of classic scratch card games. These games allow you to win real money simply by clicking on the covered part of the card or the ‘Reveal’ button to show the hidden symbol or number.

Unlike regular scratch cards, online scratchies are instant-play games. This means you can win and receive your money instantly.

All online scratchies vary slightly, depending on the provider behind the scratch card. Popular game developers like Microgaming and NetEnt create scratch cards, and each provider puts its unique spin on the classic game.

History of Online Scratchies NZ

Scratch card games haven’t been around for as long as other casino games. Scratch-off cards originated in the USA in the 1970s and were first linked to a company called Scientific Games. The brains behind scratch card games were John Koza and Daniel Bower, who formed Scientific Games and launched this product.

After the inception of scratch card games, more companies released them to the general public, leading to their popularity. Nowadays, people can enjoy many forms of scratch cards, including lottery games and online scratchies.

How Do Online Scratchies Work?

Most people understand how physical scratch card games work, as the concept is pretty simple. So, how do online scratch card games function?

All online scratchies run on Random Number Generator (RNG) software to ensure that the outcomes are random and fair. The RNG uses a program to determine the outcome when you click to reveal the symbols and numbers. You’ll usually need three or more matches to win a cash prize.

You can choose from instant play games or lottery games. While instant play online scratch cards usually offer smaller win amounts than lotto jackpot cards, your odds of winning are higher with instant scratch card games.

The scratch card rules will differ for each provider. For example, some games give you several chances to get a win within one card and offer run features like bonus rounds.

How We Rate Casinos for Online Scratchies NZ

There are plenty of online casinos offering scratchies online. We use the criteria below to find the best NZ casinos offering online scratch card games. Below are the factors we assess.

Card games offered

All the online casinos on our list must offer a good selection of real money scratchies. We make sure there are instant play cards, progressive jackpots, and other games that Kiwi players will enjoy.


Some casinos have promotional offers that you can use when playing online scratchies. Whether this is free money that you can use to buy scratchies online or free scratch cards, we always check the terms and conditions to ensure you get a fair deal.

Real money and free games

Many games offer you the chance to win fantastic cash prizes, but there are also some free scratch card online games you can play. We only recommend casinos that offer a range of online scratch card games with different themes.

Mobile compatibility

It is also essential that online casino games and scratch cards are compatible with your mobile device. We only recommend casinos that allow you to gamble via your browser and that use HTML5 for their gaming software.


All of the casinos we recommend that offer real money scratchies must have licenses from authorized gambling authorities. We look for licenses from organizations like the Malta Gaming Authority (MGA) or the UK Gambling Commission (UKGC).

Types of Online Scratch Cards

There are various types of scratch cards online, depending on the software provider that has produced them. Here’s an overview of the online scratchies that Kiwi players can enjoy.


Microgaming is one of the most famous casino game developers, and its scratch cards are great for beginners and long-term players. On your Microgaming cards, you’ll often need to reveal 3 or more of the same symbols to win cash prizes. One of Microgaming’s most popular scratch card titles is Space Evader Gold.


If you’re looking for scratchies online with popular themes, try out NetEnt scratch cards. Arguably the best NetEnt scratchie for New Zealand players is The Lost Pyramid, which has a grand prize value of $50,000.


You’ll love Playtech scratch cards if you’re a big pop culture fan. The company offers a host of branded scratchies thanks to its licensing deals with brands like Marvel. You can enjoy Hulk and Thor-themed scratchies.


Another popular game provider that deserves notable mention is Betsoft. The Betsoft scratchie is called Scratcherz, which contains 4 scratch card games: Fortune Cookie, Deluxe Bucks, Cash Smash, and Double Deluxe. Each game works differently, but all let you match winning numbers and symbols.

Real Time Gaming (RTG)

Check out Real Time Gaming cards if you’re looking for simple scratchies that offer you great chances of winning real money. The company uses many themes in its games, with notable titles including Lucky 8s.

Hacksaw Gaming

Since Hacksaw Gaming is an affiliate of Microgaming, its scratch cards are first-rate in terms of graphics and gameplay. One of the games you’ll find at reputable casino sites includes Queen Treasure.

Payout Rates of Online Scratchies

It’s a good idea to know the payout percentage of an online scratchie before you play. You’ll know your chances of winning based on the maximum prize amount.

Here’s an overview of some of the games we’ve mentioned and their payout percentages. Remember that payout rates aren’t indicative of how frequently a game truly pays out – they are theoretical percentages.

Scratch Card Game Jackpots

Some online casino sites offer jackpot scratch cards. These can either have a set jackpot or be progressive. Progressive jackpots differ from regular scratch-off card games because every time a player buys a card and doesn’t win, the money gets added to a jackpot pool.

Pros and Cons of Online Scratchies

Playing scratchies online is extremely popular with New Zealand gamers, and there are loads of benefits to doing so. However, are there any downsides that players need to be aware of? We’ve taken a look at the advantages and disadvantages below.



How to Play Scratch Games Online

If you’re interested in playing online scratchies, then you’re in luck since it is straightforward to do so. Here’s how to get started:

  1. First, you must find an online casino site that offers scratchies to New Zealand players. Browse the options at the top of this article and click on the ‘Play’ button next to the casino you like the look of.
  2. Sign up at the casino and enter all the necessary information.
  3. Make a deposit and claim any promotional offers if you can use them with online scratchies.
  4. Now you can play! Browse the scratchies on offer and choose the one you like the look of. Good luck!

Online Scratch Cards on Your Mobile Device

There are plenty of ways that you can play online scratchies on your mobile. Firstly, you can access the casino site via your mobile browser by entering the casino URL in the search bar. From here, you can play the mobile version of the scratchie and use your finger to tap or scratch away the cover and reveal the symbols on your card.

You can also install an app on your mobile phone if you’re an Android user. You’ll need to download the APK file from the casino site to install the app on your phone manually. However, once you’ve done so, you’ll be able to quickly and easily purchase online scratchies via an app on your phone.

Our Favourite Online Casinos for Scratch Cards

We’ve already highlighted some of the best casinos for playing online scratchies. However, let’s dive deeper into some of our favourite online casinos in New Zealand that offer scratch-off card games.

1. Jackpot City Casino

When you gamble at Jackpot City Casino, you’ll find many excellent Microgaming games, including scratchies. It has a license from the Malta Gaming Authority and is one of the most well-respected casinos in the industry. It offers both computer and mobile platforms, making it easy for you to play online scratch cards at any time and from any place.

2. Royal Vegas Casino

Another excellent casino is Royal Vegas Casino. This site also holds a license from the MGA and operates an extensive gaming library. Alongside scratchies, you can find online video pokies and popular table games like baccarat and blackjack. If you’re a new player, you can also take advantage of the generous welcome bonuses at Royal Vegas.

3. Spin Casino

If you want to enjoy a $1,000 welcome bonus from one of the industry’s top casinos for online scratchies, then Spin Casino is a great choice. You can also participate in live casino games streamed from studios worldwide, allowing you to interact with professional dealers.

Other Games Available at Scratch Card Casinos

The casinos offering online scratchies in NZ also have other games on offer. If you enjoy scratchies but also like a bit of variety and don’t want to play just one type of game, then you’ll be able to play the following games:

Are there Promotions for Online Scratch Card Games?

Yes, you can find many online promotions at the casinos hosting online scratchies. Some of the most common bonuses you’ll find include the following:

Play Online Scratch Cards Today!

We’ve explored everything there is to know about online scratchies in NZ. If you’re ready to play these card games and potentially win a huge jackpot, browse the online casino list at the top of the guide. Find a site that you like the look of, and sign up to start playing scratchies today!

Frequently asked questions about online scratchies

What are the best casinos to play online scratch cards?

The best casinos for online scratchies NZ are Jackpot City Casino, Royal Vegas Casino, and Spin Casino.

Is it legal to play scratchies online in NZ?

Yes, it is legal to play scratch cards online in New Zealand. You'll need to play at a licensed casino in a jurisdiction outside of New Zealand.

Can you win real money with online scratchies?

You can win large sums of money when playing online casino scratchies. For example, some scratchies have jackpots worth around $1 million.

Are real money scratch cards legit?

So long as you play at a legitimate site, the scratchie games will be legit. Ensure the site you play at has a license and uses RNG software to run its games.

What are the best online scratch cards?

Some of the best online scratchies include titles like The Lost Pyramid from Microgaming and Scratcherz, which consists of 4 unique games.

Can you use bonuses when playing scratchies?

You can use this extra money to play online scratchies for free if you claim a cash bonus. Make sure you check the bonus terms and conditions to ensure it is available for use in this type of game.

Author Noah Adams

Noah Adams has a Masters in journalism from the university of Canterbury. He has held job positions in various media companies in New Zealand such as Bauer Media Group, The New Zealand Herald and TVNZ. Noah has for the past yea... Read more about the author

Casinocrawlers » Games » Online Scratchies NZ for Real Money in 2023
Last updated: March 18, 2023