Real Money Online Casinos in NZ

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If you want to play at the best real money online casino New Zealand has to offer, then you’re in the right place. At CasinoCrawlers, we review the best real-money gambling sites to find a great casino that gives you access to a huge variety of fantastic games and bonuses.

The NZ online casino market is enormous, making it hard for players to know which casinos are legit and which casinos they’re better off avoiding.

Fortunately, you’re in luck!

This guide contains a list of the top NZ online casinos for real money, as well as information that will help you on your gambling journey.

If you’re ready to get started playing the best real-money online casino games at some of the best online gambling platforms in NZ, read the article below!

Top 15: Real Money Casino Sites January 2023

Real Money Casino Information

Number of Real Money Casinos in New Zealand: +78
Popular Pokies: Mega Vault Millionaire, Mega Moolah
Minimum Deposit: NZ$1
Max Bonus: 7000 NZ$ + 500 Free Spins
Gambling Licenses: UKGC, MGA, GBGA
Payment Methods: POLi, PayPal, Skrill, Neteller, Trustly,

How We Rank the Best Online Casino NZ for Real Money

When creating our guides and online casino reviews, the team at CasinoCrawlers conducts a deep analysis of several areas relevant to a high-performing, safe online casino. We never recommend a casino to players in New Zealand if it fails to pass our checks regarding the criteria below:


Of course, no NZ online casino is worth recommending if it fails to offer an extensive range of casino games. From online slots like Mega Moolah to table games, we ensure that all casino sites we recommend have game titles to suit every player’s needs.


The best online casino for real money in New Zealand should offer various promotions. From welcome bonus offers to free spins, we rate casinos much higher if there are an array of bonuses that players can get their hands on.


The Return to Player or RTP percentage of games at casinos is significant when you’re playing for real money. The RTP is an indicator of how much you can win from a specific game. Generally, anything higher than 80% is good.

Pokies generally offer the best RTP, which is excellent news for New Zealanders who love to give the pokies a spin or two.


An online casino platform should always offer a safe experience for players. The best casinos should have features like SSL encryption for payment methods, player verification checks, and licenses from legitimate gambling bodies.


A New Zealand casino online should offer a mobile app for players to gamble on the go. Even if a casino doesn’t have an app, we rate casinos that prioritise a user-friendly experience for mobile users, allowing you to access and enjoy games via your mobile browser.

How to Get Started at a Real Money Online Casino NZ

If you’ve never played at New Zealand online casinos before, getting started at one can be tricky. Fortunately, gambling for real money at online casinos is straightforward, especially if you use our step-by-step guide below. Here are some useful pointers to consider before you get started playing at online gambling sites in New Zealand.

  1. Choose a Secure and Trustworthy Casino: The first (and arguably most important) step is choosing the best online casino the play at, one that suits your intentions as a player. Browse our list of the top online casinos for real money in NZ and choose the one that fits your requirements and objectives the most.
  2. Registering an Account: Before you can start playing, you’ll need to create an account with the online casino platform you’re using. This involves signing up using your name and email address and entering your date of birth. Depending on the requirements of the online casino, you may also have to submit supporting documents such as a government-issued ID.
  3. Picking a Payment Method: Now you have an account, it’s time to start playing! You’ll have to deposit money using your preferred payment method. Select one of the options at the casino.
  4. Making a Deposit: Decide how much money you want to deposit. Some casinos reward deposits with hefty deposit bonuses, so consider this when you add money to your account. If you’re a first-timer, we recommend starting with the minimum deposit amount.
  5. Enjoy the casino action! You’re now ready to gamble online! Find your favourite casino game and start playing.

Types of Real Money Online Casino NZ Sites

There are many different online casino NZ sites where you can gamble for real money.

Below are three of the most popular types of real money casinos.

Fast payout casinos

You’ll likely want to find an online casino that offers quick withdrawals when playing for real money. Fortunately, many fast-payout casinos exist, meaning you can win and withdraw your winnings on the same day.

The fastest payout casinos in New Zealand often use payment methods like PayPal and crypto transfers to process speedy withdrawals. You can find out more about real money casino payment options later on in this guide.

Mobile casinos

Due to the high volume of mobile users, casino software providers are now creating mobile-compatible games, which makes it easy for operators to offer mobile casino apps. You can now play at the best online casino sites by downloading an app from the App or Google Play Store.

With casino apps, you can enjoy online casino gaming on the go and win real money on your phone, regardless of your physical location.

The only downside to mobile casinos is that the variety of casino games on offer may be limited. Some older casino games haven’t been updated to cater to mobile users.

Live casinos

When you play at an online casino, real money winnings are easy to come across. While many New Zealand players enjoy playing RNG (Random Number Generated) games like pokies, in which AI software randomly decides moves and outcomes, others prefer an authentic casino experience.

The rise of live casinos gives players a chance to win money through playing real-time casino games. Usually, NZ online casino sites will have an area dedicated to live gambling.

Best payout casinos

You find top-paying casinos among the best real-money gambling sites.

The best payout casinos offer high payout rates and have games with great RTP rates. Casinos with payout percentages of 90% or more are usually considered high-payout casinos.

You can find the RTP rate on the casino website and in the game information so that you can choose the casino offering the best chances of winning money on your wagers.

New casinos

Many great new real money casinos are appearing in New Zealand. While some seasoned casino players are hesitant to try out newer casinos, these usually offer some of the best games, features, and payout rates.

At new casinos, you are also more likely to enjoy great bonuses.

When you sign up at a new casino, you’ll be able to claim welcome bonuses which offer a great number of spins or free cash, which you can then use on plenty of applicable games.

real money online casino

Playing for Free at a Real Cash Online Casino

At the best online casino NZ sites, you can play free demo versions of popular games if you don’t want to immediately jump into playing real money games.

Many online casinos offer free poker, blackjack, and baccarat games. Not only do these games let new players learn the rules, but they also enable existing gamblers to brush up on their skills.

Unfortunately, you won’t be able to win real money if you only play free games at NZ online casino sites, as you’ll need to play the real money options available.

Best Online Casinos for Real Money

At CasinoCrawlers, we are constantly assessing casino sites that allow you to gamble for real money to ensure that we have the best up-to-date recommendations.

We’ve handpicked a few great sites that you should take a closer look at. If you want a great real money gambling experience, why not try out the casinos below?

Real Money Games

The choice is vast when it comes to the range of online casino games on offer at real money casinos. The best online casinos will offer a range of table games, live dealer games, and of course, online pokies.

You can find a game to suit your tastes at virtually all New Zealand casinos.


Arguably the most popular online casino game in New Zealand, online pokies are just as popular as their offline counterparts. Pokies often have the highest RTP of casino games, making them a great option if you want to win real money.

Pokies come with different numbers of reels and various themes. Some well-known online slots include Starburst and progressive jackpots like Mega Moolah. Other popular online casino slots include:

Table Games

While online pokies are the most played game in New Zealand, table games are also popular with NZ punters. Fortunately, real money casino sites offer a large array of table games from poker to blackjack. You’ll find numerous variants of these popular table games online from different software providers.

Below, we’ve gone into more detail about the best table games at online casinos for real money, so you can find games that suit your interests.


Another one of the most popular real money casino games is poker. New Zealand players can play video poker games that run on RNG (Random Number Generator) software or live dealer games.

There is plenty of variety when it comes to poker online. Online casinos allow you to play games including Texas Hold’Em, Omaha High, High Low Chicago, and Five Card Draw.

If you’ve never played online gambling games like poker before, you’ll appreciate that most casinos offer free poker games. The free games allow you to practice strategies and get a feel for the game before you play for real money.


If you enjoy the thrill of playing real money casino games, then roulette is an excellent option. Available at most online casinos in New Zealand, you can make bets on the roulette wheel and enjoy potentially large winnings.

The rules of roulette are simple, making this an excellent game for beginners. Even though roulette is a game of chance, there are several strategies that online casino players can employ to increase their chances of winnings.

You’ll be able to find popular variations like French, American, and European roulette at the best real-money casinos in NZ.


Without fail, you’ll find plenty of blackjack games at a real money gambling site. From Classic blackjack to the European version of the game, you can play virtually any title and potentially win real money.

Like poker, you can play RNG blackjack games or live versions. Fortunately, RNG versions of the game have high RTP (Return to Player) percentages, meaning you have a good chance of winning.

There is some skill involved when it comes to playing blackjack. However, most online casino sites offer demo versions of the game so you can practice. Unfortunately, you can’t win real money by playing free gambling games.


This popular card game has a few variants, all of which you can find at online and land-based casinos. The game has many rules, so if you want to win real money, it is worth learning the rules and practicing strategies beforehand.

It is worth remembering that the odds are in the casino’s favour when it comes to baccarat. Therefore, we don’t recommend wagering large bets if you’ve never played this game.


You’ve probably heard of it being popular with seniors, but of the best online casino games is bingo.

This game of chance requires no skill, which is one reason why it is so popular. After buying a card online, RNG software will reveal numbers. If these numbers are on your card, they will be marked off, and you’ll win if you get a line of numbers!

Bingo is a pretty safe bet if you want to play a low-risk casino game and potentially win real money.

Live Casino Games

We’ve briefly mentioned live casino games in several previous sections. You can play against other players and real dealers in real-time via video links. New Zealand online casinos collaborate with software providers to stream these games from casinos and studios worldwide.

Many players prefer playing live games at online casino sites because the game’s outcome doesn’t rely on computer software. You can play popular games such as poker, blackjack, and roulette.

Unfortunately, it isn’t possible to play live slot games.

Real Money Online Casino Bonuses

When you play at an online casino for real money, you’ll come across many bonus offers. Bonuses are great accompaniments to real money gambling since they can increase your chances of winning and give you a great headstart at online casinos.

You can find several different types of casino bonuses at real money casinos.

We’ve put together some information on the most popular promotional offers so you can learn more about each.

Welcome bonuses

Almost every online casino offers a welcome bonus. Real-money gambling sites usually give new players free money or a number of spins for slot games.

With the welcome bonus, you will usually be limited to playing specific game titles. Moreover, you’ll have to complete wagering requirements to withdraw bonus winnings.

Deposit bonuses

A deposit bonus can be a type of welcome bonus. For example, when you first deposit at a real money casino, the site may match your deposit to a certain percentage. This is a great online casino bonus if you want a lot of money to begin playing at a new online casino platform.

No deposit bonuses

One of the less common online casino promotions is a no-deposit bonus. Sometimes, casinos for real money will offer no-deposit bonuses to attract players to their sites.

No-deposit offers are essentially free money; however, you can also get no-deposit free spins bonuses. The downside to no deposit welcome bonuses is that strict playthrough requirements are usually attached.

You’ll need to complete these wagering requirements before being able to withdraw any of your bonus winnings.

Free spins

You can usually claim free spins as a welcome bonus or as a random reward every once in a while.

Free spins are fantastic since they often allow you to play progressive slots like Mega Moolah or other new titles.

The best thing about free spins is that slots have the highest RTP of any casino game. This means, by using free spins, you may be able to win a lot of real money without spending any of your own cash!

When looking to play online, keep your eyes peeled for free spins on offer, as free spins can sometimes make a big difference.

Reload bonuses

A neat real-money online casino bonus is the reload bonus. If you’ve suffered some losses while gambling, the casino will off you this bonus so you can start playing again.

A reload bonus is great if you don’t want to risk any more of your own money but want to continue playing online casino NZ games.

Cashback bonuses

Finally, what would a real money online casino be if it didn’t offer cashback bonuses?

With this offer, you can regain a percentage of your casino losses. This bonus is great if you’ve suffered significant losses and want to try and win back some of your money.

Sticky bonuses

Sticky bonuses are different from regular bonuses. With a sticky bonus, you cannot withdraw any winnings you make from it. So, while you can use it to play games, the casino will always remove the sticky bonus amount when you cash out your account winnings.

For example, if you claim a $200 sticky bonus, this money will never truly be yours. If you end up with a winning balance worth $500, the $200 sticky bonus will be deducted, meaning you’ll only be able to withdraw $300.

It isn’t always clear whether a bonus is sticky or not. Therefore, you must read the terms and conditions carefully, especially since sticky bonuses are often the most lucrative with large cash offerings.

Loyalty bonus

Most real money casinos have loyalty or VIP programs for high rollers who have played at the casino for a long time. If you are fortunate enough to join a VIP program, you’ll receive regular loyalty bonuses such as free spins, free cash, or entry into tournaments.

You can also receive offline rewards like prizes and even free vacations!

Terms and conditions

With every real money casino bonus comes terms and conditions. These terms usually consist of the following:

You need to read the T&Cs before claiming a bonus because you may find out that you can only win a certain amount of money. Furthermore, you may be limited to playing certain games that have low RTPs and aren’t games you’d usually play.

Wagering requirements also dictate how much of your own money you must spend to withdraw any bonus winnings.

Pros and Cons: Online Casino NZ for Real Money

Playing for real money at the best online casino NZ has plenty of advantages. Not only do you get to have fun, but you have the chance to win money.

However, playing at an NZ online casino for real money isn’t all sunshine and rainbows.

Therefore, before you begin playing and gambling on an online casino real money platform, make sure you check out the pros and cons below.



Deposit and Withdrawal Methods

When you’re playing at an online casino for real money, you’ll want to ensure that there are reliable payment methods available for deposits and withdrawals. The best New Zealand online casinos will allow you to make transactions using a variety of secure methods.

Some deposit and withdrawal methods are better than others.

Below, we’ve compiled a list of our favourite transaction methods for real-money online gambling.


Paysafecard is a popular deposit option at NZ and international online casinos. This pre-paid payment option allows you to load a certain amount of money onto the card, which you can then use to deposit at online gambling sites.

There are a couple of benefits to using Paysafe. The first advantage is that the card is not linked to your bank account, meaning you can keep your banking information private.

Secondly, you can ensure you don’t exceed your gambling limit by using a Paysafecard since each card can only hold up to a certain amount.

The only major downside to Paysafecard is that you cannot withdraw your online casino winnings onto it. Fortunately, there are plenty of other withdrawal options at online casinos in New Zealand.

Instant bank transfer

A bank transfer is a safe and secure way to send money to and from your casino account. Many online casino sites accept wire transfers for deposits, and the money usually arrives in your account within a day.

However, it can take a little longer to send your casino winnings to your bank account via wire transfer. The casino, and your bank, run several checks to ensure there is no occurrence of fraud.

Due to these checks, receiving your money can sometimes take around five business days.

Even at instant withdrawal real money casinos, bank transfers are notoriously slow. So, if you’re looking for a super speedy payment method, wiring money to and from your bank account may not be the best option.

POLi payment

If you want to deposit money fast to play online casino games, then POLi is a great option. POLi is an exclusive payment method for Australian and New Zealand casino players.

By using POLi, you can send money from your bank account to the casino without entering any sensitive bank details. POLi acts as the middle-man, cutting out the need for time-consuming wire transfers.

As with many other popular deposit methods at real money casino sites, you cannot withdraw your winnings using POLi.

Mastercard and Visa

Almost every casino online will accept Mastercard and Visa payments. Visa and Mastercard are the two most popular payment merchants in the world, which is why they are a great option for playing at an online casino.

Best of all, Mastercard and Visa both have safety procedures to protect your payments and ensure that your money is secure. You can use Mastercard and Visa debit and credit cards for both deposits and withdrawals.


Many online casinos accept PayPal since it is an internationally recognised e-wallet and transfer platform. Not only can you deposit at real money casinos using PayPal, but you can also make instant withdrawals.

If you play casino games online and win big, you’ll be able to receive your winnings that same day.

If you want to keep your online gambling activity private, then PayPal is a great payment option to use. While it is linked to your bank account or a card, it doesn’t alert your bank when you make payments to online casinos.

The only thing to remember if you use PayPal is that the company has certain policies regarding using the e-wallet for gambling. You can only make deposits and withdrawals from approved casino sites.

Fortunately, all of the sites on our list of the best online casinos for real money are PayPal-friendly.


Cryptocurrency is a popular payment option beginning to appear at real money casinos in New Zealand. Players can now deposit and withdraw using Bitcoin or Ethereum, sending and receiving money instantly.

To make deposits and withdrawals using crypto, all you need to know is your and the casino’s crypto wallet address. Then, you simply enter this information when transferring money.

There are usually no fees associated with crypto transfers, which is great news for New Zealand players who use cryptocurrency for online transactions.

Most Kiwis tend to play at offshore real money casinos where many currencies are accepted. As the New Zealand Dollar isn’t the most commonly used gambling currency, this signifies it may be necessary for New Zealanders to exchange their money before they start playing. The best online casinos accept the currencies listed below, as well as several others.

The Legitimacy of Online Casinos in New Zealand

There is some confusion among New Zealanders regarding NZ gambling laws. The 2003 New Zealand Gambling Act governs all gambling in the country, so technically, it is illegal to gamble in the country. However, New Zealanders can:

Since offshore casinos are based outside New Zealand’s jurisdiction, they don’t need to follow the country’s rules regarding gambling. To ensure you only play at the best real-money online casinos, you need to find one with a license from a verified regulatory body.

Some of the best casino licenses come from the authorities below.

UK Gambling Commission

One of the most well-respected gambling authorities is the UK Gambling Commission (UKGC). A license from this body indicates that a real money casino site operates fairly and follows strict rules and regulations.

The UKGC doesn’t just give licenses to casino sites; it also tests online casino software regularly and offers casinos guidance on how to treat players.

Malta Gaming Authority

Another respectable gambling body is the Malta Gaming Authority (MGA). Any real money casino site with a license from the MGA is trustworthy. You can double-check that a casino claiming to have an MGA license is legitimate by checking the casino register on the official MGA website.

Kahnawake Gaming Commission

An online casino site with a license from the Kahnawake Gaming Commission (KGC) must operate from within the Mohawk Territory of Kahnawake in Canada. A license from the KGC is very reputable, given that the body has been operating since 1996 and is considered an expert in the casino industry.


eCommerce and Online Gaming and Assurance (eCOGRA) was established in 2003. Unlike the other organizations on our list, it specialises in testing and authenticating online casinos and casino software.

For example, eCOGRA checks the RNG and RTP of games to ensure fairness to players when they gamble at a casino online with real money. If you see that a casino has undergone testing by eCOGRA, you can rest easy knowing that it’s a safe place to play.

Customer Support at NZ Online Casinos

An essential aspect of real money casinos in NZ is customer support. A sign of any great casino is one that heavily invests in customer service and ensures that players have the best gambling experience possible.

With that in mind, the best gambling sites should offer great customer service so that you can always find help if you have any issues.

We always look for support service features like live chat, email support, and a comprehensive FAQ page.

The experts at CasinoCrawlers also test out the support services to ensure that there are fast response times and that the information provided is useful and relevant.

FAQ about Real Money Online Casinos

Still curious and want to learn more about real money online casinos? Here we’ve answered some of the most frequently asked questions from players.

What does “real money casino” mean?

A real money casino is a gambling site you can play online and potentially win real money. You’ll often need to deposit a minimum amount of your own money at these sites before you can make bets.

Do online casinos accept New Zealanders?

Although online gambling is technically illegal in New Zealand, players can gamble at offshore casinos for real money. Players can usually gamble using NZD or convert their money into another currency.

Is it safe to play at a real money online casino?

Assuming you choose a licensed casino, you’ll be safe. Casinos with licenses from top bodies must follow strict rules and regulations like using SSL encryption to process transactions.

Are NZ customers allowed to play at online casinos?

Yes, players from New Zealand can play at offshore casinos. The only form of online gambling that is legal in New Zealand is betting on horse racing.

Can I win real money online casino for free?

Yes, you can win free real money at an online casino if you use bonuses to supplement your casino wallet. For example, by using a no deposit bonus, you’ll be able to wager money and win money without putting down any of your own cash. However, you’ll rarely be able to win real money on totally free casino games.

How do I claim a welcome bonus at a real money casino?

When you sign up at a new online casino, you’ll often be able to claim the welcome bonus offer then and there. However, some sites may make you input a welcome bonus code, which you can find on the casino’s promotional page.

Do I pay taxes on my online casino winnings in New Zealand?

If you live in New Zealand and gamble for fun, you won’t need to pay taxes on your winnings. However, if you’re a professional gambler (e.g. you earn a living through gambling online and offline), you’ll need to pay taxes on profits you make at real money online casinos.

Is it worth playing for real cash at online casinos?

Yes, it is worth playing for real money at online casinos in NZ, especially if you gamble offline. Since online casinos are open 24/7, you can gamble whenever you like and enjoy greater chances of winning real money.

Is it possible to play for real money at an Australian online casino?

If you live in New Zealand, you’ll be limited regarding the local casinos you can play at. Fortunately, you can play at offshore casinos, including Australian online casinos. When playing at Australian casinos, you can often play in NZD and use local payment methods like POLi.

What is the best online casino that pays real money?

You can find all of the best online casinos that pay out real money in this guide. Some of the top real money casinos that we recommend include Jackpot City Casino and Spin Casino.

Can I play online casino games on Leovegas, Betway, Casumo, Bet365, Betonline, 888casino from New Zealand?

Yes, you can play at all of the above casinos from New Zealand. These leading casinos are extremely safe and have licenses from top gambling bodies.

Author Lily Hunter

Lily began an exciting journey in the iGaming industry more than 10 years ago as a content writer for various online affiliate sites, especially those located in New Zealand. With her passion for gaming and an interest in the l... Read more about the author

Casinocrawlers » Real Money Online Casinos in NZ
Last updated: January 16, 2023