Baccarat Side Bets: Should You Play Them?

Written by Oliver Jones Last updated: 25/02/2025

Baccarat side bets in NZ have become a hot topic among online casino enthusiasts. They add an extra layer of excitement to the traditional game, offering players more ways to win—or lose. But are they worth the risk? In this article, we’ll break down everything you need to know about baccarat side bets in New Zealand, from how they work to whether they’re a smart choice for your bankroll.

Understanding Baccarat Side Bets in NZ

What Are Baccarat Side Bets?

Baccarat side bets are like the little extras on a menu—optional, but they can spice things up. These are additional wagers you can place alongside the main Player, Banker, or Tie bets. They’re designed to offer something different, like betting on whether a pair will show up or if all cards will be red. They’re not part of the core game but can make things a lot more exciting.

How Do Side Bets Work?

Here’s the deal: you place your side bet before the cards are dealt. It’s completely separate from your main bet, so even if your main hand loses, your side bet might still win (or vice versa). The payouts for side bets are often higher than the main game, but the catch is they usually come with a higher house edge. So, it’s a bit of a trade-off—bigger rewards, but also bigger risks.

Why Are They Popular in NZ?

Kiwis love a bit of variety, and baccarat side bets deliver just that. They keep the game fresh and unpredictable, which is perfect if you’re someone who finds the usual Player vs. Banker action a bit repetitive. Plus, the thrill of chasing those higher payouts is hard to resist. It’s like adding a bit of chilli to your meal—spicy but fun.

Common Misconceptions About Side Bets

Let’s clear up a few myths:

• “They’re a guaranteed way to win big.” Nope. The higher payouts are tempting, but they’re not a sure thing.
• “You need to be an expert to play them.” Not true. They’re straightforward, and most tables explain the rules.
• “They’re the same at every casino.” Actually, the options and payouts can vary, so check the table rules.

The Role of House Edge in Side Bets

The house edge is like the casino’s built-in advantage, and it’s usually higher for side bets. This means the odds aren’t in your favour in the long run. For example, a Tie Bet can have an RTP of just 85%, making it a high-risk option. If you’re curious about these numbers, explore high payout baccarat games in New Zealand to see how they stack up.

How Side Bets Differ from Main Bets

Main bets are your bread and butter—Player, Banker, or Tie. They’re simple, with lower house edges and predictable outcomes. Side bets, on the other hand, are like the dessert menu. They’re optional, riskier, and offer a chance to win big. But remember, they’re not the main course, so don’t overindulge.

Popular Baccarat Side Bets in New Zealand

Dragon Bonus Explained

The Dragon Bonus is one of the most thrilling side bets in baccarat. You’re betting on the margin of victory, which can make the game a lot more exciting. If the hand you choose wins by a significant number of points, you’re in for a nice payout. What makes it stand out is the potential for larger winnings compared to standard bets. However, the house edge can be quite high, so it’s not a bet for the faint-hearted.

Perfect Pair: A Beginner’s Favourite

Perfect Pair is a simple yet engaging side bet. You’re wagering that the first two cards dealt to either the Player or Banker will form a pair, like two Kings or two Eights. It’s a great option for beginners because it’s easy to understand, and the payouts are enticing. Just remember, the odds of hitting a perfect pair are slim, so treat it as a fun extra rather than a reliable strategy.

Super 6: High Risk, High Reward

Super 6 is all about betting on the Banker’s hand winning with a total of six points. It’s a high-risk, high-reward type of bet that can add a lot of drama to the game. While the payout can be substantial, the house edge is typically higher, making it a gamble in every sense of the word.

Panda 8 and Dragon 7

These two side bets are often paired together and are unique to certain baccarat variants. Panda 8 pays out if the Player wins with a total of eight points, while Dragon 7 rewards you if the Banker wins with a total of seven. They’re quirky and fun, but they also come with a hefty house edge, so tread carefully.

Big and Small Bets

Big and Small bets focus on the total number of cards dealt in a round. A "Small" bet wins if only four cards are dealt, while a "Big" bet wins if five or six cards hit the table. These bets offer a lower house edge compared to others, making them a more strategic option for cautious players.

All Red/Black Bets

This bet is as straightforward as it gets. You’re wagering that all the cards dealt in a round will be either red (hearts and diamonds) or black (spades and clubs). It’s a fun way to mix things up, but the odds aren’t always in your favour. Still, it’s a light-hearted option for those looking to add a splash of colour to their game.

Side bets can really spice up a game of baccarat, but they’re not for everyone. If you’re new to the game, it’s worth trying a few rounds without them to get a feel for the basics first.

The Risks of Playing Baccarat Side Bets

Higher House Edge: What It Means

When you dive into baccarat side bets, the first thing you’ll notice is the higher house edge. Unlike the main bets—like the banker or player—which have relatively low house edges (around 1.06% and 1.24%, respectively), side bets can go much higher. For instance, bets like the Dragon Bonus or All Red can have a house edge upwards of 10-14%. This means the odds are stacked more heavily in the casino’s favour, and your chances of winning are slimmer.

Why Side Bets Are Riskier

Side bets are designed to be tempting. They offer big payouts, but the chances of hitting those wins are pretty slim. Think of it like this: you’re essentially betting on rare events, like specific card combinations or outcomes. These bets are less predictable and harder to strategise around. Plus, if you’re not careful, they can eat into your bankroll faster than you’d expect.

How to Manage Your Bankroll

Managing your bankroll is absolutely key when playing side bets. Here are a few tips:

• Set a strict budget for side bets and stick to it.
• Avoid chasing losses; it’s easy to get carried away.
• Balance your side bets with safer main bets to offset potential losses.

Common Pitfalls to Avoid

Here are some mistakes I’ve seen people make:

1. Betting too much on side bets without understanding the odds.
2. Ignoring the house edge and focusing only on the payout.
3. Getting caught up in the excitement and overcommitting their bankroll.

When to Skip Side Bets

Sometimes, it’s best to skip side bets altogether. If you’re new to baccarat or working with a limited budget, focus on the main bets. They offer better odds and are easier to manage. Also, if a table has side bets with extremely high house edges, it might be worth sitting them out.

The Psychology Behind Side Bets

Let’s be honest—side bets are fun. They add an extra layer of excitement to the game. But that’s exactly why they’re risky. Casinos know players are drawn to the thrill of a potential big win, even if the odds aren’t great. It’s important to stay disciplined and not let the excitement cloud your judgement.

Side bets can be a blast, but they’re not for everyone. If you’re not careful, they can quickly turn from a fun addition to a costly mistake. Always play smart!

How to Place Baccarat Side Bets Online

Step-by-Step Guide for Beginners

Alright, so you want to give baccarat side bets a shot? Here’s the deal: you can’t just jump straight into side bets without placing a main bet first. You’ve got to back either the Player, Banker, or Tie before you can add in the extra spice of a side bet. Once you’ve got that sorted, placing a side bet is pretty straightforward. Most online tables will have the side bet options clearly marked, usually on the side of the screen. Just click or tap on the one you fancy, set your wager, and you’re good to go.

Understanding Table Layouts

If you’re new to baccarat, the table layout might look a bit overwhelming at first. But trust me, it’s not as tricky as it seems. The main betting areas—Player, Banker, and Tie—are front and centre. Side bets, on the other hand, are usually tucked away on the edges. For example, you might see spots labelled "Dragon Bonus" or "Perfect Pair." These are the areas where you’ll place your chips for side bets. Take a moment to familiarise yourself with the layout before you start betting—it’ll save you from any accidental missteps.

Where to Find Side Bet Options

Not all baccarat games offer side bets, so you’ll need to pick your table wisely. Look for games like "Live Fortune 6 Baccarat" or "Grand Baccarat Live," which are known for their variety of side bets. If you’re playing online, check the game description or rules section to see what side bets are available. Pro tip: Some live dealer games have more side bet options than standard RNG (random number generator) games, so keep that in mind when choosing.

Tips for Online Baccarat Players

Here are a few tips to make your side-betting experience smoother:

• Start small: Don’t go all-in on side bets, especially if you’re just learning the ropes.
• Know the payouts: Every side bet has its own payout rate, so make sure you know what you’re getting into.
• Stay disciplined: It’s easy to get carried away with side bets, but remember—they’re riskier than main bets.

Live Dealer vs RNG Baccarat

Playing live dealer baccarat is a whole different vibe compared to RNG games. With live dealers, you get the thrill of a real casino experience, complete with interaction and a more authentic feel. Side bets in live games are often more engaging, as you can see the action unfold in real-time. RNG games, on the other hand, are quicker and more straightforward, but they might not offer as many side bet options. Choose the one that suits your style.

Best Online Casinos for Side Bets in NZ

If you’re in New Zealand, you’re in luck—there are plenty of online casinos that cater to side bet enthusiasts. Look for ones with a strong selection of live dealer games, as these usually have the best variety of side bets. Also, keep an eye out for casinos with good bonuses and promotions, as these can give you extra funds to play around with. And remember, always stick to licenced and reputable platforms for a safe gaming experience.

Side bets add an extra layer of excitement to baccarat, but they’re not for the faint-hearted. Play smart, stay within your budget, and enjoy the thrill!

Are Baccarat Side Bets Worth It?

Pros of Playing Side Bets

Alright, let’s start with the good stuff. Baccarat side bets can add a whole new layer of fun to the game. They’re like the sprinkles on top of a cake—totally optional, but they make things more exciting. For one, side bets can offer massive payouts compared to the main bets. For example, a Perfect Pair side bet can pay out at 25:1. That’s not pocket change! Plus, they break the monotony of just betting on the Player, Banker, or Tie.

Side bets also appeal to the thrill-seekers among us. If you love the idea of chasing a big win, these bets might be your jam. And let’s not forget—they can make the game feel more social and engaging, especially if you’re playing at a live dealer table.

Cons of Playing Side Bets

But here’s the catch—side bets come with a higher house edge. While the main Baccarat bets have a house edge as low as 1.06%, some side bets can shoot up to 10% or more. That’s a big deal, especially if you’re trying to stretch your bankroll.

Another downside? They’re risky. Sure, the payouts are tempting, but the odds of winning some of these bets are slim. For example, hitting a Perfect Pair or a Dragon Bonus isn’t exactly a walk in the park. If you’re not careful, these bets can drain your funds faster than you’d like.

When Side Bets Make Sense

So, when should you go for it? If you’ve got a healthy bankroll and you’re playing for fun rather than strategy, side bets can be a blast. They’re also a good option if you’re feeling lucky and want to mix things up. But if you’re on a tight budget or playing with a more calculated approach, it might be best to skip them.

Who Should Avoid Side Bets

If you’re new to Baccarat or gambling in general, I’d say steer clear of side bets for now. Focus on learning the main game first. Also, if you’re someone who likes to stick to low-risk, high-consistency strategies, side bets probably aren’t for you. They’re more about the thrill than the strategy.

How to Decide If They’re Right for You

Here’s a quick checklist to help you decide:

• Do you have extra funds to spend without worrying?
• Are you okay with losing more often for the chance of a big win?
• Do you find the standard Baccarat bets a bit too straightforward?

If you answered “yes” to most of these, side bets might be worth a shot.

Expert Opinions on Side Bets

Experts are pretty divided on this one. Some say they’re a fun way to spice up the game, while others warn against the high house edge. Personally, I think it all boils down to your playing style and goals. If you’re in it for the entertainment, go for it. But if you’re serious about maximising your wins, stick to the main bets.

Strategies for Baccarat Side Bets

The Banker-Only Strategy

This one’s pretty straightforward. You stick to wagering on the Banker side bet—no mixing and matching. Why? Because the Banker bet already has a lower house edge compared to other options. Adding a side bet to it, like the Lucky 6 (where a winning Banker total of six pays 1 to 2), can spice things up without completely throwing your odds out the window. Just remember, the more you pile on, the more your bankroll takes a hit.

The Player-Only Strategy

If you’re feeling rebellious and want to avoid the Banker bet, this strategy is for you. Focus on Player side bets, like betting on a Player Pair. It’s not as common as the Banker Pair, but when it hits, the payout can be sweet. Just don’t get carried away—Player side bets tend to come with a slightly higher house edge.

Combining Main Bets with Side Bets

This is where things get interesting. Pair your main bet with a side bet to cover more ground. For example, bet on the Banker for the main game and throw in a side bet like All Red or All Black. You’re essentially hedging your bets, but be careful—it’s easy to lose track of how much you’re wagering.

Using Patterns to Your Advantage

Some folks swear by tracking patterns in baccarat, like streaks of Banker or Player wins. If you notice a trend, you might want to align your side bets with it. For instance, if the Banker keeps winning and you’re betting on the Lucky 6, you might feel like a genius when it pays off. Just don’t fall into the trap of thinking patterns are foolproof—they’re not.

When to Bet on Pairs

Pairs bets, like Perfect Pair or Either Pair, are a gamble within a gamble. They offer high payouts (up to 25:1 for Perfect Pair), but they’re rare. The best time to place these bets? When you’re already ahead and can afford to take a risk. Think of it as a cherry on top rather than the main course.

Advanced Tips for Experienced Players

1. Set a Side Bet Limit: Decide how much of your bankroll you’re willing to dedicate to side bets before you start.
2. Watch the House Edge: Not all side bets are created equal. Stick to those with a lower house edge if you’re playing long-term.
3. Practise for Free: Many online casinos let you test side bets in demo mode. Use this to get a feel for the game without burning cash.

Side bets can be a fun way to shake up your baccarat game, but they’re not for everyone. If you’re not careful, they can drain your bankroll faster than you think. Play smart and keep it fun.

The Most Lucrative Baccarat Side Bets

Which Side Bets Offer the Best Payouts?

Alright, let’s talk about the juicy stuff—payouts. Baccarat side bets are all about the thrill of snagging those high multipliers. Some bets, like the Golden Frog, can offer payouts as high as 150:1. It’s rare, sure, but when it hits, you’re walking away with a grin big enough to rival a jackpot winner. On the other hand, bets like Perfect Pair are easier to win and still offer decent payouts, typically around 25:1.

Here’s a quick look at some popular side bets and their potential payouts:

Understanding Odds and Payouts

Now, don’t get too excited just yet. Those big payouts come with a catch—odds. The higher the payout, the lower your chances of actually winning. It’s a trade-off. For example, the Golden Frog may sound tempting, but the odds of landing it are slim. If you’re playing for fun, it’s worth a shot. But if you’re trying to stretch your bankroll, maybe stick to bets with more reasonable odds, like the Dragon Bonus.

High-Risk, High-Reward Bets

If you’re a thrill-seeker, bets like Dragon 7 and Golden Frog are your playground. These are the bets that keep you on the edge of your seat. Yes, they’re risky, but the adrenaline rush when you win? Priceless. Just remember, these bets can drain your bankroll fast if luck isn’t on your side.

Low-Risk Side Bets for Beginners

For those just dipping their toes into baccarat side bets, low-risk options like Perfect Pair or Big and Small are a safe starting point. These bets don’t offer sky-high payouts, but they’re easier to win. Plus, they give you a feel for how side bets work without burning through your chips.

How to Spot Lucrative Opportunities

Here’s a tip: pay attention to the table rules and payouts before placing your bets. Some casinos tweak the payouts slightly, so a Dragon Bonus at one table might pay 30:1, while another offers 25:1. Also, keep an eye on the cards left in the shoe—this can sometimes give you a tiny edge in predicting outcomes.

Side bets are a rollercoaster—sometimes you’re climbing to thrilling heights, and other times, you’re plunging back down. Play smart, and don’t chase losses.

Examples of Big Wins

You’ve probably heard stories of players hitting it big with side bets. One of the most famous is a player who landed a three-card 9 against a three-card 1 on a Golden Frog bet, walking away with a 150:1 payout. It’s the stuff dreams are made of, but remember, these wins are the exception, not the rule. For most of us, side bets are just a fun way to spice up the game.

Comparing Baccarat Side Bets to Other Casino Games

How They Differ from Blackjack Side Bets

Baccarat and blackjack might share the casino floor, but their side bets are like chalk and cheese. In blackjack, side bets often focus on specific card combinations or outcomes, like "Perfect Pairs" or "21+3." These bets tie directly to the cards in your hand. Baccarat side bets, on the other hand, are more about predicting specific scenarios, like whether the Player or Banker will get a pair or if the total will be a specific number. The key difference? Baccarat side bets often feel more random, while blackjack’s side bets lean on a mix of luck and strategy.

Roulette vs Baccarat Side Bets

Roulette might not seem like it has much in common with baccarat, but side bets bridge the gap. In roulette, you’re betting on where the ball lands, and side bets usually involve combinations like "red/black" or "odd/even." Baccarat side bets, like "Big and Small" or "Dragon Bonus," also add layers of excitement but are tied to the cards rather than a spinning wheel. The house edge in baccarat side bets, though, can be significantly higher than in roulette, making it riskier for casual players.

Why Baccarat Side Bets Are Unique

Baccarat’s side bets stand out because they often involve the third card, which adds a layer of unpredictability. Not every hand in baccarat will see a third card, so some side bets can be dead in the water before the round even ends. That kind of uncertainty is what makes baccarat side bets so thrilling—and sometimes frustrating.

What Other Games Offer Similar Bets

If you enjoy baccarat side bets, you might also like the ones in games like craps or pai gow poker. Craps, for instance, has "proposition bets" that are just as risky and rewarding as baccarat’s "Panda 8" or "Dragon 7." Pai gow poker offers side bets like "Fortune Bonus," which can feel similar to baccarat’s "Perfect Pair."

The Appeal of Baccarat Side Bets

Let’s face it—baccarat can get a bit repetitive when you’re just betting on Player, Banker, or Tie. Side bets spice things up. They give you more ways to win (or lose, let’s be real) and keep the game interesting. Plus, the payouts are often much higher, which is a huge draw for anyone chasing that big win.

Cross-Game Strategies

If you’re someone who likes to dabble in multiple games, you can use what you learn in baccarat to approach side bets in other games. For example:

• Use your understanding of house edge to pick bets with better odds.
• Focus on low-risk options if you’re playing for fun rather than profit.
• Keep your bankroll in check, no matter the game.

Side bets are like the dessert of casino games—fun, tempting, and best enjoyed in moderation.

The History of Baccarat Side Bets

When Did Side Bets Become Popular?

Baccarat has been around for centuries, but side bets? They’ve only recently taken the spotlight. Originally, baccarat was all about the main bets—Player, Banker, or Tie. Then, as casinos started looking for ways to spice things up, side bets made their debut. These extra wagers added a layer of excitement that traditional bets couldn’t match. They really gained traction in the late 20th century, especially with the rise of modern casinos and online gaming platforms.

How They’ve Evolved Over Time

Side bets didn’t start with the variety we see today. Back in the day, options were limited—think basic propositions like betting on natural hands. Over time, though, casinos got creative. Now we have everything from "Dragon Bonus" to "Perfect Pair." It’s like the game has evolved to cater to every type of player, whether you’re into high-risk, high-reward bets or something more predictable. Online platforms have also played a huge role in this evolution, offering even more side bet options than traditional casinos.

Cultural Influences on Side Bets

The popularity of side bets isn’t just about the thrill; it’s also cultural. In places like Macau, where baccarat is king, side bets have become almost a tradition. Players often see them as a way to test their luck or add a social element to the game. In New Zealand, the appeal is similar—side bets offer a chance to make the game more interactive and engaging, turning a simple card game into a full-on experience.

The Role of Technology in Side Bets

Technology has been a game-changer for baccarat side bets. With the rise of online casinos, players now have access to a wider range of side bets than ever before. Live dealer games, in particular, have brought the excitement of side bets to a whole new level. You can now place bets on outcomes like "All Red" or "Dragon 7" from the comfort of your home. Plus, the digital format allows for faster gameplay and instant payouts, making side bets even more appealing.

Famous Side Bet Wins in History

Who doesn’t love a good success story? Over the years, there have been some legendary wins thanks to side bets. One of the most famous involved a player hitting a massive payout on a "Dragon Bonus" bet. These stories are part of what keeps players coming back—there’s always that chance, however slim, that you could be the next big winner.

How NZ Players Embrace Side Bets

In New Zealand, side bets have become a favourite among baccarat enthusiasts. Whether it’s at a local casino or an online platform, Kiwis love the added excitement these bets bring. Perfect Pair and "Big and Small" are especially popular, offering straightforward rules and decent payouts. It’s not just about the money, though; it’s about the fun and the thrill of trying something different. And let’s be honest, who doesn’t enjoy the occasional gamble on a long shot?

The Role of House Edge in Baccarat Side Bets

What Is House Edge?

Alright, let’s break it down. The house edge is basically the casino’s way of saying, “We’ve got the upper hand.” It’s a percentage that shows how much the casino expects to win over the long run. For example, if a bet has a house edge of 5%, the casino expects to keep $5 for every $100 wagered. It’s not a guarantee for every game, but over time, that’s how the numbers play out.

In baccarat, the house edge on the main bets is pretty low. Betting on the banker? That’s a 1.06% edge. The player? 1.24%. But side bets? Oh boy, those can climb much higher, which is why they’re riskier.

How It Affects Side Bets

Here’s the thing: side bets in baccarat are tempting because they offer flashy payouts. Who wouldn’t want a 25:1 payout on a Perfect Pair? But the catch is, the higher the payout, the higher the house edge.

Take a look at some typical side bets:

As you can see, those percentages are way higher than the main bets. That’s the trade-off for those big wins.

Comparing House Edge Across Bets

Let’s compare the house edge for different types of bets:

1. Main Bets:
2. Side Bets:

So, if you’re someone who likes to play it safe, sticking to the main bets is your best bet (pun intended). But if you’re feeling lucky and have some extra cash to burn, side bets can spice things up.

Why House Edge Matters

The house edge matters because it directly impacts your chances of walking away with a profit. A lower house edge means you’re more likely to win—or at least lose less—over time. With side bets, the higher house edge means the odds are stacked against you more heavily. That’s why I always recommend knowing the edge before placing your bets. It’s like going into a game knowing the rules—it just makes sense.

Pro Tip: If you’re new to baccarat, start with the main bets to get a feel for the game before diving into side bets with their higher house edges.

How to Minimise House Edge

If you’re going to play side bets, here are a few ways to keep the house edge from eating your bankroll:

• Choose bets with lower edges: Not all side bets are created equal. Some, like the Dragon Bonus, have slightly better odds than others.
• Set a budget: Decide how much you’re willing to lose on side bets and stick to it.
• Practise first: Many online casinos let you practise for free. Use this to test out side bets without risking real money.

Examples of High and Low House Edge Bets

Let’s wrap this up with a quick example. If you’re playing a Perfect Pair side bet, you’re looking at a house edge of around 13%. Compare that to betting on the banker at 1.06%, and you can see why side bets are considered riskier. On the flip side, if you hit that Perfect Pair, the payout could be massive—so it’s all about balancing risk and reward.

At the end of the day, understanding the house edge is key to making smarter bets. Whether you’re a cautious player or a thrill-seeker, it’s always better to know what you’re up against.

Tips for New Zealand Players Trying Side Bets

Start Small and Learn the Ropes

When you’re just starting out with baccarat side bets, the best advice I can give is to start small. Don’t go all in on a side bet you barely understand. Test the waters with small wagers to see how these bets work and what kind of payouts you can expect. This way, you won’t blow your bankroll while you’re still figuring things out. Think of it as paying for a lesson in how the game operates.

Focus on Low-Risk Bets

Not all side bets are created equal. Some, like the "Big and Small" bets, come with a lower house edge compared to others. If you’re playing with a limited budget, sticking to these low-risk options can help you stretch your playtime. Sure, the payouts might not be as flashy, but your chances of winning are better. It’s all about balancing your risk and reward.

Understand the Rules First

You wouldn’t buy a car without knowing how to drive, right? The same logic applies to side bets. Before you even think about placing a wager, make sure you understand the rules of the specific bet. What are the odds? What’s the payout? What’s the house edge? A little research can save you from a lot of frustration—and lost money.

Avoid Common Mistakes

Here are a few rookie errors to steer clear of:

• Betting on ties or high house-edge bets: These can drain your bankroll fast.
• Chasing losses: If you lose a side bet, don’t double down hoping to "win it back."
• Ignoring your budget: Set a limit and stick to it, no matter what.

Set a Budget and Stick to It

Speaking of budgets, this is crucial. Before you even sit down at a table, decide how much you’re willing to spend on side bets. Treat this as a separate pool from your main bets. Once it’s gone, it’s gone. Trust me, you’ll thank yourself later for having some self-control.

Side bets can add excitement to your baccarat experience, but they shouldn’t come at the cost of your financial well-being. Play smart and know when to walk away.

Where to Practise Side Bets Online

If you’re not ready to risk real money, there are plenty of online casinos in New Zealand that offer free demo modes. These are a fantastic way to practise side bets without any financial pressure. You’ll get a feel for the game, learn the rules, and maybe even develop a strategy—all without spending a cent.

The Psychology of Baccarat Side Bets

Why Players Love Side Bets

Side bets in baccarat are like the cherry on top of a sundae – they add that extra thrill to an already exciting game. For me, it’s the unpredictability that keeps things interesting. You’re not just betting on the usual Player, Banker, or Tie outcomes; you’re throwing your chips on something a bit spicier, like a Perfect Pair or Dragon Bonus. It’s that potential for a big win with a small bet that really hooks people.

The Thrill of High Payouts

Let’s be honest, the chance to win big with side bets is what draws most of us in. Even though the odds might not always be in your favour, the payouts can be massive. For example, some side bets offer returns as high as 30:1 or even more. It’s a gamble, sure, but that’s what makes it so exhilarating. You’re sitting there, heart racing, waiting to see if your long-shot bet pays off. It’s like a mini adrenaline rush every time.

How Casinos Use Side Bets to Attract Players

Casinos know exactly what they’re doing when they offer side bets. These bets are designed to add excitement and keep you at the table longer. They’re flashy, they’re fun, and they often come with enticing payout odds. It’s all part of the strategy to make the game more engaging. But let’s not forget – the house edge is usually higher on these bets, so it’s important to keep that in mind.

The Role of Luck vs Skill

Unlike the main bets in baccarat, which involve a bit of strategy, side bets are almost entirely luck-based. There’s no way to predict if you’ll hit that Perfect Pair or land a Dragon Bonus. And that’s okay! For me, it’s all about enjoying the ride. Just don’t fool yourself into thinking you can outsmart the odds – side bets are purely a game of chance.

How to Stay Disciplined

It’s easy to get carried away with side bets, especially when you’re on a winning streak or chasing losses. I’ve been there, and trust me, it’s a slippery slope. Set a budget for your side bets and stick to it. Treat them as a bit of fun on the side rather than your main focus. That way, you can enjoy the excitement without risking too much of your bankroll.

The Social Aspect of Side Bets

One thing I’ve noticed is how side bets can bring people together. When someone at the table hits a big side bet, it’s like an instant party. Everyone celebrates, even if they didn’t win themselves. It adds a sense of camaraderie and makes the game more enjoyable for everyone. So, even if you’re not a big fan of side bets, you can’t deny they make the table a livelier place.

Side bets aren’t for everyone, but they definitely add a layer of excitement to baccarat. Just remember to play responsibly and enjoy the ride.

How to Choose the Best Baccarat Side Bets

Factors to Consider

When it comes to picking the right baccarat side bet, it’s all about knowing what you’re getting into. Not all side bets are created equal, and some can drain your bankroll faster than you’d expect. Always check the house edge before committing. For example, a bet like “Perfect Pair” may have a tempting payout, but it’s got a much higher house edge than safer options like “Big and Small.”

Here’s what I usually look at:

• Payout Odds: The higher the payout, the riskier the bet. Make sure it aligns with your risk tolerance.
• House Edge: Lower is better, especially if you’re playing for the long haul.
• Game Variants: Some tables might not even offer the side bets you’re interested in.

Which Bets Suit Your Style?

Your betting style plays a big role here. If you’re all about chasing big wins, bets like “Dragon Bonus” or “Panda 8” might be your jam. But if you’re more conservative, you’ll want to stick to options with lower volatility, like “All Red/Black.”

For beginners, I’d suggest starting with simpler bets like “Player Pair” or “Banker Pair.” They’re straightforward and don’t require too much guesswork.

Balancing Risk and Reward

This is the tricky part. You’ve got to find a balance between taking risks and playing it safe. A good rule of thumb is to allocate only a small portion of your bankroll to side bets. That way, you can enjoy the thrill without risking too much.

How to Research Side Bets

Before you even sit at a table, do a bit of homework. Check out the game rules and payouts at the best online baccarat casinos for 2025. Many online platforms let you practise for free, which is a great way to test side bets without losing real money.

The Importance of Table Rules

Not all tables are the same. Some might have slightly different rules or payout structures for the same side bets. Always read the fine print before placing your chips. For example, a “Dragon 7” bet might pay 40:1 at one table and 50:1 at another.

Expert Recommendations

If you’re unsure, stick to side bets that are widely popular and recommended by seasoned players. Bets like “Dragon Bonus” or “Perfect Pair” are fan favourites for a reason. But remember, even the best advice won’t guarantee a win—so play smart and have fun!

"Side bets can spice up your baccarat game, but they’re not for everyone. Keep it simple, know the risks, and don’t let the flashy payouts lure you into bad decisions."

The Impact of Side Bets on Your Baccarat Strategy

How Side Bets Change the Game

Side bets in baccarat aren’t just an add-on—they can completely change how you approach the game. Unlike the main bets where you’re focused on the Player, Banker, or a tie, side bets bring a whirlwind of new possibilities. These bets often have higher payouts, but they also come with a catch: a much higher house edge. This means you’re taking on more risk for the potential of bigger rewards. For instance, something like the Dragon 7 bet might seem tempting, but it’s a whole different ball game compared to the safer main bets.

When to Incorporate Side Bets

Timing is everything. If you’re feeling confident and you’ve built up a decent bankroll, that’s when side bets might make sense. But if you’re just starting out or you’re on a losing streak, it’s probably best to avoid them. Think of side bets as the dessert of baccarat—they’re great, but not something you want with every meal.

Balancing Main and Side Bets

Here’s a tip: don’t let side bets take over your game. A good rule of thumb is to keep your side bet amounts smaller than your main bets. This way, you’re not overcommitting your bankroll on a single risky bet. For example:

By keeping a balance, you can enjoy the thrill of side bets without jeopardising your overall strategy.

Adapting Your Strategy for Side Bets

Side bets require a shift in mindset. While your main game might revolve around probability and patterns, side bets are often more about luck. Take the time to understand the odds and payouts for each side bet. For example, some bets like "Perfect Pair" offer huge payouts but are incredibly rare to hit.

Common Mistakes to Avoid

1. Chasing Losses: If your side bets aren’t hitting, don’t keep doubling down to recover.
2. Ignoring the House Edge: Some side bets have an edge as high as 14%—know what you’re getting into.
3. Overcommitting Your Bankroll: Always leave room for your main bets.

Examples of Effective Strategies

One effective approach is to use side bets sparingly, almost like a bonus round. For instance, if you’ve won a few rounds in a row, you might allocate a small portion of your winnings to a side bet. Another strategy is to stick with side bets that align with your main betting approach. If you’re betting on the Banker, consider side bets that complement that, like the Banker Pair.

Side bets can be a lot of fun, but they’re not for everyone. If you’re the kind of player who loves taking calculated risks, they might be right up your alley. Just don’t forget—they’re called "side" bets for a reason. Keep them on the side!

The Future of Baccarat Side Bets in NZ

Emerging Trends in Side Bets

Alright, let’s talk about what’s on the horizon for baccarat side bets. With technology advancing at lightning speed, we’re seeing a lot of innovation in the gaming world. One big trend? Personalised side bets. Imagine being able to create your own unique wager based on your preferences—how cool would that be? Another trend is gamification. Casinos are blending video game-like features into baccarat to keep things fresh and engaging. Think leaderboards, achievements, and even side bet tournaments. It’s all about keeping players hooked while offering something new.

How Technology Is Changing the Game

Technology is the real game-changer here. With the rise of virtual reality (VR) and augmented reality (AR), baccarat tables might soon feel like you’re sitting in an actual casino, even if you’re playing from your couch. AI-driven analytics could also help players make smarter decisions by showing real-time stats on side bet odds. And let’s not forget about blockchain tech—crypto casinos are already a thing, and they’re likely to expand, making transactions smoother and more transparent.

What Players Can Expect Next

So, what’s next? For starters, expect more variety in side bets. Casinos know players love options, so they’re constantly adding new bets to spice things up. We might also see more collaborative betting, where players team up to place group side bets. It’s like mixing a bit of social gaming into traditional baccarat. Plus, with New Zealand’s upcoming online casino regulations, there’s a good chance we’ll see a safer and more structured environment for side betting.

The Role of Live Casinos

Live dealer games are already a hit, but they’re about to get even better. Picture this: interactive features that let you chat with the dealer or even other players while placing your bets. Live streaming in HD or even 4K could make the experience feel ultra-realistic. It’s all about bridging the gap between online and in-person gaming. Live casinos will likely become the go-to for players who want the thrill of a real casino without leaving their homes.

How NZ Casinos Are Adapting

New Zealand casinos are catching on fast. They’re not just adding more side bets but also improving the overall experience. From better mobile apps to exclusive promotions for side bet enthusiasts, they’re pulling out all the stops. Plus, with regulations focusing on player safety, you can expect a more transparent and fair gaming experience. It’s a win-win for everyone involved.

Predictions for the Future

Looking ahead, I’d say the future of baccarat side bets in NZ is bright. We’re talking about a mix of innovation, entertainment, and safety. Whether it’s through new betting options, tech-driven enhancements, or a stronger focus on community, side bets are here to stay. And honestly? I can’t wait to see what’s next.

The Best Online Casinos for Baccarat Side Bets in NZ

Top-Rated NZ Casinos for Side Bets

Finding a good online casino for baccarat side bets can be a bit tricky, but trust me, the effort pays off. Look for casinos that offer a wide variety of side bets like Dragon Bonus, Perfect Pair, or even Panda 8. Some of the top-rated options in New Zealand include platforms with live dealer games and generous bonuses tailored for table games. Make sure the casino is licenced and has a solid reputation for fair play.

What to Look for in an Online Casino

When choosing where to play, there are a few things I always check:

• Game Variety: Does the casino offer multiple baccarat tables with side bet options?
• Payout Rates: A casino with higher RTPs (Return to Player percentages) is always a win.
• Bonuses: Look for promotions specific to baccarat or table games in general.

How to Compare Casino Options

If you’re trying to narrow down your choices, here’s what I recommend:

1. Check the side bet offerings – some casinos have unique bets you won’t find elsewhere.
2. Compare welcome bonuses and ongoing promotions.
3. Read player reviews to see what others are saying about the baccarat experience.

The Role of Bonuses and Promotions

Bonuses can make a huge difference when you’re playing baccarat side bets. Look out for deposit matches or cashback deals specifically for table games. These can stretch your bankroll and give you more opportunities to try out different side bets.

Live Dealer vs Standard Games

Live dealer baccarat is where side bets really shine. Playing with a live dealer adds an extra level of excitement, and you’ll often find more side bet options compared to RNG (random number generator) games. Plus, the social aspect of live games can make the experience more enjoyable.

Player Reviews and Recommendations

Don’t underestimate the value of player feedback. I’ve found some of the best baccarat experiences by reading reviews from other players. They’ll often point out which casinos have the smoothest gameplay, the most exciting side bets, or even the fastest payouts.

Picking the right online casino is like choosing a good wine – it takes a bit of research, but once you find the right one, it’s worth it.

How to Practise Baccarat Side Bets for Free

Why Practise Before Betting Real Money?

Practising before you dive into real-money baccarat is like testing the waters before jumping into a pool. You get a feel for the game, learn the rules, and understand how side bets work—all without the risk of losing cash. It’s the safest way to build your confidence. Plus, you’ll start to see which side bets suit your style and budget.

Best Free Baccarat Games Online

If you’re looking for free baccarat games, there are plenty of options out there. Many online casinos and apps offer demo modes where you can play without spending a cent. For example, Learn Baccarat is a great app that’s not only free but also ad-free—so you can focus on learning without distractions. These platforms let you experiment with side bets and get familiar with different table layouts.

How to Simulate Side Bets

Simulating side bets is easier than you think. Most free baccarat games let you place side bets just like you would in a real game. Here’s what you can do:

1. Choose a free baccarat game with side bet options.
2. Place your main bet on the Player or Banker.
3. Add a side bet—try a few different ones to see how they work.

This way, you’ll get a clear idea of how payouts and odds play out in real scenarios.

Tips for Learning the Rules

When you’re new to side bets, it’s easy to feel overwhelmed by all the options. Here’s how to keep it simple:

• Start with one or two basic side bets, like Perfect Pair or Big and Small.
• Read the game’s rules carefully—each table can have slightly different side bet options.
• Use free games to practise until you’re comfortable.

Where to Find Free Practise Tables

Finding free practise tables is a breeze. Most online casinos have demo versions of their games. Look for ones that offer baccarat with side bet options. Apps like Learn Baccarat are also a fantastic way to practise on the go. Whether you’re on your phone or desktop, you’ll find plenty of opportunities to sharpen your skills.

The Benefits of Practising First

Practising doesn’t just save you money—it also helps you play smarter. You’ll:

• Understand the house edge for different side bets.
• Learn how to manage your bankroll effectively.
• Build confidence before jumping into real-money games.

Practising is like a dress rehearsal for the real thing. The more you practise, the better your chances of making informed decisions when it counts.

The Social Aspect of Baccarat Side Bets

How Side Bets Bring Players Together

One of the best things about baccarat side bets is how they can turn a quiet game into a lively social event. Picture this: you’re at a table with a mix of regulars and first-timers, and someone places a side bet on a "Perfect Pair." Suddenly, everyone’s watching, waiting to see if the cards will land just right. It’s like a mini-celebration when it happens, with cheers and high-fives all around. Side bets are a magnet for shared excitement, and that’s what makes them so much fun.

The Role of Live Dealer Games

If you’re into online baccarat, live dealer games take the social vibe to another level. You’ve got a real person dealing the cards, chatting with players, and keeping the energy alive. Add in side bets, and the table feels even more interactive. Players often comment on each other’s bets in the chat, creating a sense of camaraderie. It’s not just about the cards; it’s about the shared experience.

Why Side Bets Are Fun in Groups

Side bets are perfect for group play. Whether you’re at a casino with friends or playing online with strangers, these bets add an extra layer of fun. Here’s why:

• Friendly Competition: Everyone wants to see who can hit the craziest side bet.
• Shared Wins: Even if you didn’t place the bet, it’s exciting to see someone else win big.
• Conversation Starters: Side bets often spark discussions about odds, strategies, and past wins.

The Community Around Baccarat

Baccarat has a surprisingly tight-knit community, especially in New Zealand. Players often share tips and stories about their favourite side bets. Some even form groups to discuss strategies or organise meet-ups at local casinos. It’s not just a game; it’s a way to connect with like-minded people.

"Side bets might not always be the smartest play, but they’re definitely the most social."

How to Make Side Bets More Enjoyable

If you’re new to side bets, here are a few tips to make the experience more fun:

1. Start Small: Don’t go all-in on your first try. A small wager lets you enjoy the thrill without the stress.
2. Play with Friends: Side bets are always better when you’ve got someone to share the excitement with.
3. Celebrate Wins: Whether it’s your win or someone else’s, take a moment to enjoy it. That’s what makes the game memorable.

Stories from NZ Players

I’ve heard some great stories from Kiwi players about side bets. One guy told me about a time he hit a "Dragon Bonus" on a whim and ended up buying everyone at the table a round of drinks. Another player swears by the "Panda 8," saying it’s brought her more wins than any other bet. These stories are what make baccarat more than just a game—it’s a shared adventure.

The Most Common Mistakes with Baccarat Side Bets

Betting Without Understanding the Odds

One of the biggest blunders people make is diving into side bets without really knowing the odds. Sure, the payouts might look tempting, but if you don’t understand how rare those outcomes are, you’re setting yourself up for disappointment. For example, some side bets, like the Perfect Pair, might pay out 25:1, but the chances of hitting it are slim. Always take a moment to check the odds before placing your chips down.

Chasing Losses on Side Bets

We’ve all been there—losing a few rounds and thinking, “If I just bet a little more, I’ll win it all back.” But chasing losses, especially on side bets, is a slippery slope. Side bets are designed to have a higher house edge, which means the odds are stacked against you from the start. Instead of trying to recover your losses, it’s better to step back, reassess, and stick to your original plan.

Ignoring the House Edge

Did you know that some side bets come with a house edge as high as 14%? That’s massive compared to the main bets in baccarat, where the house edge can be as low as 1.06%. Ignoring the house edge is like walking into a game blindfolded. If you’re going to play side bets, make sure you’re comfortable with the higher risk.

Overcommitting Your Bankroll

It’s easy to get carried away, especially when you’re having fun. But putting too much of your bankroll on side bets can drain your funds faster than you’d think. A good rule of thumb? Keep your side bet wagers small compared to your main bets. This way, you can enjoy the thrill without risking too much.

Focusing Only on High Payouts

High payouts are exciting, no doubt about it. But they’re also rare for a reason. If you only go for the bets with massive payouts, you’ll likely end up losing more often than winning. Balance is key—mix in some lower-risk side bets to keep your game steady.

How to Avoid These Mistakes

• Learn the odds for each side bet before you play.
• Set a strict budget and stick to it.
• Avoid chasing losses; take breaks if needed.
• Balance your bets to include a mix of high and low-risk options.
• Practise online with free games to get a feel for how side bets work.

Side bets can add excitement to baccarat, but they’re not for everyone. Play smart, know your limits, and most importantly, have fun!

How to Maximise Your Wins with Baccarat Side Bets

Timing Your Side Bets

Timing is everything, especially with baccarat side bets. I’ve found that pacing yourself and not jumping at every opportunity makes a big difference. For example, if you’re betting on pairs, keep an eye on the cards already played. The fewer matching pairs left in the deck, the less likely your bet will pay off. Patience and observation can be your secret weapon here.

Combining Bets for Better Odds

Sometimes, combining a main bet with a side bet can work in your favour. For instance, placing a Banker bet alongside a Dragon Bonus side bet can cover your bases—you get steady returns from the Banker bet while still chasing that big payout on the bonus. Just remember, don’t overdo it. Too many bets can drain your bankroll faster than you think.

Using Bonuses to Your Advantage

If you’re playing online, take advantage of any bonuses or promotions. Some casinos offer side-bet-specific rewards, or at least extra chips you can use to explore them. But always read the fine print. A bonus might sound great until you realise it has wagering requirements that are impossible to meet.

Tracking Your Wins and Losses

This might sound boring, but keeping a simple record of your bets can really help. Write down what side bets you’re playing, how much you’re staking, and whether you win or lose. Over time, patterns might emerge—like which bets are bleeding your bankroll and which ones are worth sticking with.

Knowing When to Walk Away

Let’s be real—sometimes, the best way to maximise your wins is to stop playing. If you’ve hit your target profit or even just feel like your luck is running out, it’s okay to call it a day. Walking away while you’re ahead is a win in itself.

The excitement of side bets can make you forget the basics, but staying disciplined is what keeps you in the game longer.

Examples of Winning Strategies

I once tried a strategy where I only bet on the Banker’s Pairs in Always 8 Baccarat. It’s a high-risk bet, but the payout is unique—1.48:1 for Players and 0.62:1 for Bankers. While I didn’t win every time, the smaller payouts helped balance the risk. Strategies like this can make side bets more manageable, but they’re not foolproof, so always bet responsibly.

Wrapping It Up: Baccarat Side Bets

So, should you give baccarat side bets a go? Well, it really depends on what you’re after. If you’re just starting out, it’s probably best to stick to the basics and get a feel for the game first. Side bets can be a bit of a gamble (pun intended) with their higher house edges, but they do add a bit of spice to the table. For seasoned players or those with a bigger budget, they can be a fun way to mix things up and maybe even score a big win. Just remember, it’s all about having a good time and playing within your limits. At the end of the day, whether you dive into side bets or not, baccarat’s still a cracking game to enjoy.

Frequently Asked Questions

What are baccarat side bets?

Baccarat side bets are additional wagers you can place alongside the main game bets. These bets often come with higher payouts but also carry more risk.

Are baccarat side bets available in all games?

No, not all baccarat tables offer side bets. It’s best to check the table rules or game description before starting.

Why do baccarat side bets have a higher house edge?

Side bets usually have a higher house edge because they offer bigger payouts. This makes them riskier compared to the main game bets.

What is the most popular baccarat side bet?

The Dragon Bonus and Perfect Pair are among the most popular side bets, offering exciting payouts and gameplay variety.

Should beginners try baccarat side bets?

Beginners are advised to focus on the main game first. Side bets can be more complex and risky, so it’s better to understand the basics before trying them.

Can I practise baccarat side bets for free?

Yes, many online casinos offer free baccarat games where you can practise side bets without using real money.

How do I place a side bet in baccarat?

To place a side bet, you first need to make a main bet. Then, choose your side bet option from the table layout before the cards are dealt.

What are the payouts for baccarat side bets?

Payouts vary depending on the type of side bet. For example, Perfect Pair might pay 25:1, while other bets like Big and Small offer lower payouts.

Are side bets worth the risk?

Side bets can add excitement and higher payouts, but they also come with increased risk. Consider your budget and experience before deciding.

What is the Dragon Bonus side bet?

The Dragon Bonus is a side bet where you win if your chosen hand wins by a large margin, such as 4 or more points.

Do side bets affect the main game outcome?

No, side bets are independent of the main game’s outcome. They are additional wagers that don’t impact the main game results.

What’s the best strategy for baccarat side bets?

A good strategy is to start with low-risk side bets and avoid overcommitting your bankroll. Always understand the odds and payouts before placing bets.

Oliver Jones

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Oliver Jones is a seasoned journalist with a specialty in the iGaming sector. With a robust background that marries 11 years in mainstream journalism with 4 years dedicated to the online casino industry, Oliver provides a unique blend of relevant news and insightful analysis.

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